How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Karaikkal?

There are 1 bank branches currently operating in Karaikkal, Puducherry. Our directory includes branches from 1 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Karaikkal?

City Union Bank Limited has the most branches in Karaikkal with 1 locations, followed by HDFC Bank with 0 branches and ICICI Bank with 0 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Karaikkal?

To find an IFSC code in Karaikkal: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Karaikkal branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Karaikkal.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Karaikkal branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Karaikkal?

Yes, you can search for branches by area within Karaikkal. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Karaikkal.

What if I can't find my bank branch in Karaikkal?

If you cannot find a specific branch in Karaikkal: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Karaikkal?

Yes, all IFSC codes in Karaikkal (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Karaikkal branch.

How often is the Karaikkal IFSC code data updated?

We update our Karaikkal IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Karaikkal, Puducherry

IFSC & MICR Codes for All Bank Branches in Karaikkal – 2026 Updated

Complete directory of 1+ bank branches across 1 banks with verified IFSC codes, addresses, and contact details

1+

Bank Branches

1

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

1 Branches

Verified Records

Popular Banks in Karaikkal

City Union Bank Limited

1 Branch

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All Bank Branches in Karaikkal (1 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
City Union Bank Limited	Karaikal	261, Bharathiar Road, Karaikkal, Karaikkal, Karaikkal, Karaikkal, Puducherry, India	CIUB0000103	520054001	0-9362911328

City Union Bank Limited

Karaikal

261, Bharathiar Road, Karaikkal, Karaikkal, Karaikkal, Karaikkal, Puducherry, India

IFSC Code

CIUB0000103

MICR Code

520054001

0-9362911328

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Karaikkal? Explore IFSC codes in these nearby cities in Puducherry:

View all cities in Puducherry

How to Find & Use IFSC Codes in Karaikkal

1

Find Your Branch

Use the search above to find your bank branch in Karaikkal. You can search by bank name, branch name, or area.

2

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

3

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

4

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Karaikkal has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Karaikkal

Related Resources

Back to Puducherry All States & Cities All Banks National IFSC Finder

About IFSC Codes in Karaikkal

Karaikkal is a major financial hub in Puducherry, hosting 1 bank branches from 1 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Karaikkal bank branch is essential.

Our comprehensive directory includes all major banks operating in Karaikkal, including City Union Bank Limited, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Karaikkal resident looking for your home branch, a business setting up vendor payments, or someone sending money to Karaikkal, you'll find all the IFSC codes you need right here.