How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Karaikal?

There are 27 bank branches currently operating in Karaikal, Pondicherry. Our directory includes branches from 20 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Karaikal?

Canara Bank has the most branches in Karaikal with 3 locations, followed by Indian Bank with 3 branches and State Bank Of India with 3 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Karaikal?

To find an IFSC code in Karaikal: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Karaikal branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Karaikal.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Karaikal branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Karaikal?

Yes, you can search for branches by area within Karaikal. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Karaikal.

What if I can't find my bank branch in Karaikal?

If you cannot find a specific branch in Karaikal: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Karaikal?

Yes, all IFSC codes in Karaikal (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Karaikal branch.

How often is the Karaikal IFSC code data updated?

We update our Karaikal IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Karaikal, Pondicherry

IFSC & MICR Codes for All Bank Branches in Karaikal – 2026 Updated

Complete directory of 27+ bank branches across 20 banks with verified IFSC codes, addresses, and contact details

27+

Bank Branches

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

27 Branches

Verified Records

Popular Banks in Karaikal

Canara Bank

3 Branches

Indian Bank

3 Branches

State Bank Of India

3 Branches

Union Bank Of India

2 Branches

Bank Of Baroda

1 Branch

Bank Of India

1 Branch

Central Bank Of India

1 Branch

Csb Bank Limited

1 Branch

Dbs Bank India Limited

1 Branch

Equitas Small Finance Bank Limited

1 Branch

Federal Bank

1 Branch

Hdfc Bank

1 Branch

Showing top 12 banks. Scroll down to see all Karaikal branches.

Search IFSC Codes in Karaikal

Pre-filtered to Karaikal branches

Select Bank

Or Search by Branch Name

Find IFSC, MICR codes, branch addresses, and contact details for all banks in Karaikal

All Bank Branches in Karaikal (27 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Axis Bank	Karaikal	No.83, Maiden Palli Street, Karaikal, Pondichery, Pin 609602, Karaikal, Karaikal, Pondicherry, India	UTIB0001568	609211102	N/A
Bank Of Baroda	Karaikal,Pondicherry	No 3, Pragara Street, Karaikal, Pondicherry 609602., Karaikal, Pondicherry, India	BARB0KARPON	609012102	0-1800223344
Bank Of India	Karaikal	Door No 47 Ts No 207Bharathiyar Road, Karaikal, Puducherry, India	BKID0008110	609013102	4368-4368221811
Bank Of Maharashtra	Karaikal	No.206, Bharathiar Street,Opp. Town Police Station, Karaikal, Karaikal, Karaikal, Puducherry, India	MAHB0002192	609014102	91-8610037097
Canara Bank	Karaikal	No77, Church Street, Karaikal 609 602,, Karaikal, Pondicherry, India	CNRB0001277	609015102	4368-248426
Canara Bank	Karaikal Ii	No 32 New No 34 Dr Ambedkar Street Karaikal Karaikal Puducherry U T 609 602, Karaikal, Pondicherry, Puducherry, India	CNRB0019602	609015106	N/A
Canara Bank	Poovam	38 Poraiyar Road, Varichikudi Poovam 609609, Karaikal, Puducherry, India	CNRB0004071	609015103	91-1234567890
Central Bank Of India	Karaikal	Sultan Arcade, 94, Thirunallar Road, Thirunallar Bharathiar Road Junction, Karaikal 609602, Puducherry U.T, Karaikal, Pondicherry, India	CBIN0283405	609016102	22-22612008
Csb Bank Limited	Karaikal	Ground Floor, No 5, Pragara Street, Karaikal, Pin 609602, Karaikal, Puducherry, India	CSBK0000681	609047102	91-9072699681
Dbs Bank India Limited	Karaikal	Perumal Kovil Street No6, Karaikalkaraikal (M)609602Py, Karaikal, Puducherry, India	DBSS0IN0361	609641103	4368-222410
Equitas Small Finance Bank Limited	Mamathambi Maraikayar Street Karaikal	No 44/2, First Floor, Mamathambi Maraikayaar Street, Karaikal 609602, Karaikal, Puducherry, India	ESFB0001223	609756103	N/A
Federal Bank	Karaikal	No 19, Bharathiyar Road, Karaikal, Puducherry-609602, Karaikal, Puducherry, India	FDRL0002369	WAITING	91-7373279859
Hdfc Bank	Karaikal	Hdfc Bank Ltd, 93, Bharathiyar Road, Karaikal Karaikal Pondicherry 609602, Karaikal, Pondicherry, India	HDFC0002403	609240102	91-9840673333
Icici Bank Limited	Karaikal	Icici Bank Ltd., Ward/Block 26, Ts No86,83,87,88, Kamarajar Salai, Karaikal.609602, Karaikal, Karaikal, Puducherry, India	ICIC0000996	609229102	91-9894960079
Idbi Bank	Karaikal	No.28,Thomas Arul Street,Karaikal, Karaikal, Karaikal, Puducherry, India	IBKL0001427	609259102	91-8610743702
Indian Bank	Digital Banking Unit,Karaikal	60/A Ground Floor Market Street Karaikal Pondecherry 609602, Karaikal, Karaikal, Puducherry, India	IDIB000D105	609019107	91-9904074243
Indian Bank	Karaikal	80 Bharathiar Road Karaikal Karaikal Pin 609602, Karaikal, Karaikal, Puducherry, India	IDIB000K016	609019102	4368-222984
Indian Bank	Neravy	1 East King Street Neravy Karaikal Karaikal Neravy Pin 609604, Karaikal, Karaikal, Puducherry, India	IDIB000N045	609019104	4368-238476
Indian Overseas Bank	Karaikal	163 B Church Street, Karaikal, Karaikal, Karaikal, Puducherry, India	IOBA0000033	609020102	4368-222423
Karur Vysya Bank	Karaikal	56, Church Street I Floor, Karaikal, Karaikal, Puducherry, India	KVBL0001240	609053102	22-22654261
State Bank Of India	Karaikal	72, Bharathiar Rd., Karaikal-609602, Pondicherry, Karaikal, Pondicherry, Puducherry, India	SBIN0001418	609002101	N/A
State Bank Of India	Karaikal Adb	327 Bharathiar Road, Distt. Karaikkal, Pondicherry 609 602, Karaikal, Karaikal, Puducherry, India	SBIN0001725	609002002	N/A
State Bank Of India	Karaikkal	Tsno129,130,131,Wardf,Blcok18,Churchstreet609601Karaikalatsbtcoin, Karaikal, Karaikal, Puducherry, India	SBIN0070848	609002106	4368-222662
Tamilnad Mercantile Bank Limited	Karaikal	149, Bharathiyar Salai, Karaikal-609602 Pondicherry, Karaikal, Pondicherry, Pondicherry, India	TMBL0000147	609060102	4368-222072
Uco Bank	Karaikal Chennai	103 Bharathiar Road Karaikal ,Karaikal ,Puducherry Pin 609602, Karaikal, Karaikal, Puducherry, India	UCBA0000578	609028102	4368-222417
Union Bank Of India	Karaikal	140 Church Road Karaikal Karaikal Tamil Nadu Pincode 609602, Karaikal, Karaikal, Tamil Nadu, India	UBIN0571717	609026102	N/A
Union Bank Of India	Pondicherry Karaikal	Door No.71A, Bharathiar Road, Karaikal 609602, Karaikal, Karaikal, Puducherry, India	UBIN0906212	N/A	4368-224260

Axis Bank

Karaikal

No.83, Maiden Palli Street, Karaikal, Pondichery, Pin 609602, Karaikal, Karaikal, Pondicherry, India

IFSC Code

UTIB0001568

MICR Code

609211102

Bank Of Baroda

Karaikal,Pondicherry

No 3, Pragara Street, Karaikal, Pondicherry 609602., Karaikal, Pondicherry, India

IFSC Code

BARB0KARPON

MICR Code

609012102

0-1800223344

Bank Of India

Karaikal

Door No 47 Ts No 207Bharathiyar Road, Karaikal, Puducherry, India

IFSC Code

BKID0008110

MICR Code

609013102

4368-4368221811

Bank Of Maharashtra

Karaikal

No.206, Bharathiar Street,Opp. Town Police Station, Karaikal, Karaikal, Karaikal, Puducherry, India

IFSC Code

MAHB0002192

MICR Code

609014102

91-8610037097

Canara Bank

Karaikal

No77, Church Street, Karaikal 609 602,, Karaikal, Pondicherry, India

IFSC Code

CNRB0001277

MICR Code

609015102

4368-248426

Canara Bank

Karaikal Ii

No 32 New No 34 Dr Ambedkar Street Karaikal Karaikal Puducherry U T 609 602, Karaikal, Pondicherry, Puducherry, India

IFSC Code

CNRB0019602

MICR Code

609015106

Canara Bank

Poovam

38 Poraiyar Road, Varichikudi Poovam 609609, Karaikal, Puducherry, India

IFSC Code

CNRB0004071

MICR Code

609015103

91-1234567890

Central Bank Of India

Karaikal

Sultan Arcade, 94, Thirunallar Road, Thirunallar Bharathiar Road Junction, Karaikal 609602, Puducherry U.T, Karaikal, Pondicherry, India

IFSC Code

CBIN0283405

MICR Code

609016102

22-22612008

Csb Bank Limited

Karaikal

Ground Floor, No 5, Pragara Street, Karaikal, Pin 609602, Karaikal, Puducherry, India

IFSC Code

CSBK0000681

MICR Code

609047102

91-9072699681

Dbs Bank India Limited

Karaikal

Perumal Kovil Street No6, Karaikalkaraikal (M)609602Py, Karaikal, Puducherry, India

IFSC Code

DBSS0IN0361

MICR Code

609641103

4368-222410

Equitas Small Finance Bank Limited

Mamathambi Maraikayar Street Karaikal

No 44/2, First Floor, Mamathambi Maraikayaar Street, Karaikal 609602, Karaikal, Puducherry, India

IFSC Code

ESFB0001223

MICR Code

609756103

Federal Bank

Karaikal

No 19, Bharathiyar Road, Karaikal, Puducherry-609602, Karaikal, Puducherry, India

IFSC Code

FDRL0002369

MICR Code

WAITING

91-7373279859

Hdfc Bank

Karaikal

Hdfc Bank Ltd, 93, Bharathiyar Road, Karaikal Karaikal Pondicherry 609602, Karaikal, Pondicherry, India

IFSC Code

HDFC0002403

MICR Code

609240102

91-9840673333

Icici Bank Limited

Karaikal

Icici Bank Ltd., Ward/Block 26, Ts No86,83,87,88, Kamarajar Salai, Karaikal.609602, Karaikal, Karaikal, Puducherry, India

IFSC Code

ICIC0000996

MICR Code

609229102

91-9894960079

Idbi Bank

Karaikal

No.28,Thomas Arul Street,Karaikal, Karaikal, Karaikal, Puducherry, India

IFSC Code

IBKL0001427

MICR Code

609259102

91-8610743702

Indian Bank

Digital Banking Unit,Karaikal

60/A Ground Floor Market Street Karaikal Pondecherry 609602, Karaikal, Karaikal, Puducherry, India

IFSC Code

IDIB000D105

MICR Code

609019107

91-9904074243

Indian Bank

Karaikal

80 Bharathiar Road Karaikal Karaikal Pin 609602, Karaikal, Karaikal, Puducherry, India

IFSC Code

IDIB000K016

MICR Code

609019102

4368-222984

Indian Bank

Neravy

1 East King Street Neravy Karaikal Karaikal Neravy Pin 609604, Karaikal, Karaikal, Puducherry, India

IFSC Code

IDIB000N045

MICR Code

609019104

4368-238476

Indian Overseas Bank

Karaikal

163 B Church Street, Karaikal, Karaikal, Karaikal, Puducherry, India

IFSC Code

IOBA0000033

MICR Code

609020102

4368-222423

Karur Vysya Bank

Karaikal

56, Church Street I Floor, Karaikal, Karaikal, Puducherry, India

IFSC Code

KVBL0001240

MICR Code

609053102

22-22654261

State Bank Of India

Karaikal

72, Bharathiar Rd., Karaikal-609602, Pondicherry, Karaikal, Pondicherry, Puducherry, India

IFSC Code

SBIN0001418

MICR Code

609002101

State Bank Of India

Karaikal Adb

327 Bharathiar Road, Distt. Karaikkal, Pondicherry 609 602, Karaikal, Karaikal, Puducherry, India

IFSC Code

SBIN0001725

MICR Code

609002002

State Bank Of India

Karaikkal

Tsno129,130,131,Wardf,Blcok18,Churchstreet609601Karaikalatsbtcoin, Karaikal, Karaikal, Puducherry, India

IFSC Code

SBIN0070848

MICR Code

609002106

4368-222662

Tamilnad Mercantile Bank Limited

Karaikal

149, Bharathiyar Salai, Karaikal-609602 Pondicherry, Karaikal, Pondicherry, Pondicherry, India

IFSC Code

TMBL0000147

MICR Code

609060102

4368-222072

Uco Bank

Karaikal Chennai

103 Bharathiar Road Karaikal ,Karaikal ,Puducherry Pin 609602, Karaikal, Karaikal, Puducherry, India

IFSC Code

UCBA0000578

MICR Code

609028102

4368-222417

Union Bank Of India

Karaikal

140 Church Road Karaikal Karaikal Tamil Nadu Pincode 609602, Karaikal, Karaikal, Tamil Nadu, India

IFSC Code

UBIN0571717

MICR Code

609026102

Union Bank Of India

Pondicherry Karaikal

Door No.71A, Bharathiar Road, Karaikal 609602, Karaikal, Karaikal, Puducherry, India

IFSC Code

UBIN0906212

4368-224260

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Karaikal? Explore IFSC codes in these nearby cities in Pondicherry:

View all cities in Pondicherry

How to Find & Use IFSC Codes in Karaikal

Find Your Branch

Use the search above to find your bank branch in Karaikal. You can search by bank name, branch name, or area.

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Karaikal has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Karaikal

Related Resources

Back to Pondicherry All States & Cities All Banks National IFSC Finder

About IFSC Codes in Karaikal

Karaikal is a major financial hub in Pondicherry, hosting 27 bank branches from 20 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Karaikal bank branch is essential.

Our comprehensive directory includes all major banks operating in Karaikal, including Canara Bank, Indian Bank, State Bank Of India, Union Bank Of India, Bank Of Baroda, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Karaikal resident looking for your home branch, a business setting up vendor payments, or someone sending money to Karaikal, you'll find all the IFSC codes you need right here.