How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Ambagarathur?

There are 3 bank branches currently operating in Ambagarathur, Puducherry. Our directory includes branches from 3 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Ambagarathur?

Dbs Bank India Limited has the most branches in Ambagarathur with 1 locations, followed by Indian Overseas Bank with 1 branches and Axis Bank with 1 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Ambagarathur?

To find an IFSC code in Ambagarathur: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Ambagarathur branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Ambagarathur.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Ambagarathur branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Ambagarathur?

Yes, you can search for branches by area within Ambagarathur. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Ambagarathur.

What if I can't find my bank branch in Ambagarathur?

If you cannot find a specific branch in Ambagarathur: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Ambagarathur?

Yes, all IFSC codes in Ambagarathur (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Ambagarathur branch.

How often is the Ambagarathur IFSC code data updated?

We update our Ambagarathur IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Ambagarathur, Puducherry

IFSC & MICR Codes for All Bank Branches in Ambagarathur – 2026 Updated

Complete directory of 3+ bank branches across 3 banks with verified IFSC codes, addresses, and contact details

3+

Bank Branches

3

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

3 Branches

Verified Records

Popular Banks in Ambagarathur

Dbs Bank India Limited

1 Branch

Indian Overseas Bank

1 Branch

Axis Bank

1 Branch

Search IFSC Codes in Ambagarathur

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Find IFSC, MICR codes, branch addresses, and contact details for all banks in Ambagarathur

All Bank Branches in Ambagarathur (3 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Axis Bank	Ambagarathur	No 246, Kanthankudy Salai, Ambagarathur 609601, Karaikal District, Pondicherry State, Ambagarathur, Karaikal, Puducherry, India	UTIB0005709	609211005	4368-9443869278
Dbs Bank India Limited	Ambagarathur Branch	Main Road No79, Ambagarathurambagarathur609601Py, Ambagarathur, Karaikal, Puducherry, India	DBSS0IN0116	609641104	4368-252800
Indian Overseas Bank	Ambagarathur	164 Main Road Ambagarathur Pin 609601, Ambagarathur, Karaikal, Puducherry, India	IOBA0000540	609020103	nan-252225

Axis Bank

Ambagarathur

No 246, Kanthankudy Salai, Ambagarathur 609601, Karaikal District, Pondicherry State, Ambagarathur, Karaikal, Puducherry, India

IFSC Code

UTIB0005709

MICR Code

609211005

4368-9443869278

Dbs Bank India Limited

Ambagarathur Branch

Main Road No79, Ambagarathurambagarathur609601Py, Ambagarathur, Karaikal, Puducherry, India

IFSC Code

DBSS0IN0116

MICR Code

609641104

4368-252800

Indian Overseas Bank

Ambagarathur

164 Main Road Ambagarathur Pin 609601, Ambagarathur, Karaikal, Puducherry, India

IFSC Code

IOBA0000540

MICR Code

609020103

nan-252225

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Ambagarathur? Explore IFSC codes in these nearby cities in Puducherry:

View all cities in Puducherry

How to Find & Use IFSC Codes in Ambagarathur

1

Find Your Branch

Use the search above to find your bank branch in Ambagarathur. You can search by bank name, branch name, or area.

2

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

3

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

4

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Ambagarathur has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Ambagarathur

Related Resources

Back to Puducherry All States & Cities All Banks National IFSC Finder

About IFSC Codes in Ambagarathur

Ambagarathur is a major financial hub in Puducherry, hosting 3 bank branches from 3 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Ambagarathur bank branch is essential.

Our comprehensive directory includes all major banks operating in Ambagarathur, including Dbs Bank India Limited, Indian Overseas Bank, Axis Bank, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Ambagarathur resident looking for your home branch, a business setting up vendor payments, or someone sending money to Ambagarathur, you'll find all the IFSC codes you need right here.