RBI Verified
Updated February 2026
Government Regulated

IFSC Codes Directory – Complete List of Indian Banks 2026

Search and browse 233+ banks operating in India with real-time IFSC codes for 176,398+ verified branches. Includes public sector banks, private banks, regional rural banks, cooperative banks, small finance banks, payment banks, and foreign banks.

233+ Banks
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176,398+ Branches
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Showing 233 of 233 banks

Public Sector Banks

Government-owned banks with extensive rural coverage and priority sector lending mandates. Known for job security and social banking initiatives.

12 Banks

Private Sector Banks

Privately-owned banks offering superior digital services, customer experience, and innovative financial products.

20 Banks

Regional Rural Banks

Government-sponsored banks serving rural and semi-urban areas. Jointly owned by Central Govt (50%), State Govt (15%), and Sponsor Bank (35%).

8 Banks

Cooperative Banks

Member-owned financial cooperatives providing banking services to specific communities. Includes Urban Cooperative Banks, District Central Cooperative Banks, and State Cooperative Banks operating on cooperative principles.

117 Banks
GSCB

The Gujarat State Cooperative Bank Limited

1,746 branches

GSCB
KSBK

The Kerala State Co Operative Bank Ltd

771 branches

KSBK
SVCB

The Shamrao Vithal Cooperative Bank

532 branches

SVCB
RSCB

The Rajasthan State Cooperative Bank Limited

500 branches

RSCB
APBL

The Andhra Pradesh State Cooperative Bank Limited

473 branches

APBL
SRCB

Saraswat Cooperative Bank Limited

464 branches

SRCB
TSAB

Telangana State Coop Apex Bank

458 branches

TSAB
WBSC

The West Bengal State Cooperative Bank

348 branches

WBSC
SDCE

The Satara District Central Cooperative Bank Ltd

322 branches

SDCE
AHDC

The Ahmednagar District Central Cooperative Bank Ltd

289 branches

AHDC
HPSC

Himachal Pradesh State Cooperative Bank Ltd

242 branches

HPSC
KACE

The Kangra Central Cooperative Bank Limited

218 branches

KACE
COSB

The Cosmos Co Operative Bank Limited

186 branches

COSB
TJSB

Tjsb Sahakari Bank Ltd

165 branches

TJSB
TDCB

The Thane District Central Cooperative Bank Limited

119 branches

TDCB
SDCB

The Surat District Cooperative Bank Limited

118 branches

SDCB
ADCC

The Akola-Washim District Central Cooperative Bank Ltd., Akola

113 branches

ADCC
ABHY

Abhyudaya Cooperative Bank Limited

112 branches

ABHY
KSCB

The Karanataka State Cooperative Apex Bank Limited

110 branches

KSCB
BCBM

Bharat Cooperative Bank Mumbai Limited

103 branches

BCBM
SIDC

The Sindhudurg District Central Co-Operative Bank Ltd.

100 branches

SIDC
UPCB

Uttar Pradesh Cooperative Bank

93 branches

UPCB
KUCB

The Karad Urban Cooperative Bank Limited

83 branches

KUCB
GABK

The Gayatri Co-Operative Urban Bank Limited

82 branches

GABK
NMCB

The Nasik Merchants Cooperative Bank Limited

81 branches

NMCB
DNSB

Dombivli Nagari Sahakari Bank Limited

77 branches

DNSB
JSBP

Janata Sahakari Bank Limited

74 branches

JSBP
MCBL

Gs Mahanagar Co-Operative Bank Limited,Mumbai

74 branches

MCBL
MDCB

The Mumbai District Central Cooperative Bank Limited

74 branches

MDCB
KCCB

Kalupur Commercial Cooperative Bank

72 branches

KCCB
AUCB

Almora Urban Cooperative Bank Limited

66 branches

AUCB
BACB

Bassein Catholic Cooperative Bank Limited

66 branches

BACB
ASBL

Apna Sahakari Bank Limited

62 branches

ASBL
MSNU

The Mehsana Urban Cooperative Bank

58 branches

MSNU
KAIJ

Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited

55 branches

KAIJ
BMCB

Bombay Mercantile Cooperative Bank Ltd

53 branches

BMCB
MCAB

The Meghalaya Cooperative Apex Bank Ltd

52 branches

MCAB
DLSC

The Delhi State Cooperative Bank Limited

51 branches

DLSC
RRBP

Rajarambapu Sahakari Bank Limited

51 branches

RRBP
KNSB

The Kurmanchal Nagar Sahakari Bank Limited

50 branches

KNSB
CCBL

Citizen Credit Cooperative Bank Limited

48 branches

CCBL
BUCB

The Burdwan Central Co Operative Bank Ltd

47 branches

BUCB
CRUB

Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited

47 branches

CRUB
RDCB

Rajnandgaon District Central Cooperative Bank Ltd

47 branches

RDCB
APMC

The A.P. Mahesh Cooperative Urban Bank Limited

46 branches

APMC
NGSB

Nagpur Nagarik Sahakari Bank Limited

46 branches

NGSB
KJSB

The Kalyan Janata Sahakari Bank Ltd.

45 branches

KJSB
ADBK

The Adarsh Cooperative Urban Bank Limited

44 branches

ADBK
JJSB

Jalgaon Janata Sahakari Bank Limited

44 branches

JJSB
JPCB

The Jalgaon Peopels Cooperative Bank Limited

44 branches

JPCB
PMEC

Prime Cooperative Bank Limited

42 branches

PMEC
SJSB

Solapur Janata Sahakari Bank Limited

42 branches

SJSB
AKJB

Akola Janata Commercial Cooperative Bank

40 branches

AKJB
BARA

The Baramati Sahakari Bank Ltd

38 branches

BARA
TAUB

The Akola Urban Cooperative Bank Limited

38 branches

TAUB
AJAR

The Ajara Urban Co Op Bank Ltd Ajara

36 branches

AJAR
AMCB

Ahmedabad Mercantile Cooperative Bank

36 branches

AMCB
DEOB

Deogiri Nagari Sahakari Bank Ltd. Aurangabad

35 branches

DEOB
SPCB

The Surath Peoples Cooperative Bank Limited

33 branches

SPCB
ORCB

The Odisha State Co-Operative Bank Ltd

32 branches

ORCB
TGMB

Tumkur Grain Merchants Cooperative Bank Limited

32 branches

TGMB
PUCB

The Pandharpur Urban Co Op. Bank Ltd. Pandharpur

31 branches

PUCB
SUSB

Suco Souhardha Sahakari Bank Ltd

31 branches

SUSB
TBSB

The Thane Bharat Sahakari Bank Limited

31 branches

TBSB
VSBL

The Vishweshwar Sahakari Bank Limited

31 branches

VSBL
TNSC

The Tamil Nadu State Apex Cooperative Bank

30 branches

TNSC
JANA

Janaseva Sahakari Bank Limited

29 branches

JANA
TCBR

The Cooperative Bank Of Rajkot Limited

29 branches

TCBR
VARA

The Varachha Cooperative Bank Limited

29 branches

VARA
MSLM

The Muslim Cooperative Bank Ltd

28 branches

MSLM
NCUB

The Nilambur Co Operative Urban Bank Ltd Nilambur

28 branches

NCUB
MDBK

Model Cooperative Bank Ltd

26 branches

MDBK
NNSB

Nutan Nagarik Sahakari Bank Limited

25 branches

NNSB
PSBL

Pavana Sahakari Bank Ltd

25 branches

PSBL
URBN

The Urban Co Operative Bank Ltd No One Seven Five Eight Perinthalmanna

25 branches

URBN
GBCB

The Greater Bombay Cooperative Bank Limited

23 branches

GBCB
MUBL

The Municipal Cooperative Bank Limited

23 branches

MUBL
KOLH

The Kolhapur Urban Co Op Bank Ltd

21 branches

KOLH
SUTB

Sutex Cooperative Bank Limited

21 branches

SUTB
TPSC

The Punjab State Cooperative Bank Ltd

21 branches

TPSC
HUSB

Hutatma Sahakari Bank Ltd

20 branches

HUSB
RSBL

Rajgurunagar Sahakari Bank Limited

20 branches

RSBL
ZCBL

The Zoroastrian Cooperative Bank Limited

20 branches

ZCBL
AMDN

Ahmednagar Merchants Coop Bank Ltd

19 branches

AMDN
SKNB

Shree Kadi Nagarik Sahakari Bank Limited

19 branches

SKNB
TSSB

Satara Sahakari Bank Ltd

19 branches

TSSB
VCOB

The Vijay Co Operative Bank Limited

19 branches

VCOB
SUNB

Surat National Cooperative Bank Limited

18 branches

SUNB
MSBL

Mahesh Sahakari Bank Ltd Pune

17 branches

MSBL
USCB

Uttarakhand State Cooperative Bank Limited

17 branches

USCB
GSSB

Guardian Souharda Sahakari Bank Niyamita

16 branches

GSSB
HARC

Haryana State Cooperative Bank

16 branches

HARC
NVNM

The Navnirman Cooperative Bank Limited

16 branches

NVNM
RSSB

Rajarshi Shahu Sahakari Bank Ltd Pune

16 branches

RSSB
UCLB

Urban Co Operative Bank Ltd Bareilly

16 branches

UCLB
JASB

Janaseva Sahakari Bank Borivli Limited

15 branches

JASB
SMNB

Smriti Nagrik Sahakari Bank Maryadit

15 branches

SMNB
UUCB

The Udaipur Urban Co Operative Bank Ltd

14 branches

UUCB
VASJ

Vasai Janata Sahakari Bank Ltd

14 branches

VASJ
SNBK

Saraspur Nagrik Co Operative Bank Ltd Saraspur

13 branches

SNBK
ARBL

Arvind Sahakari Bank Ltd

12 branches

ARBL
KANG

The Kangra Cooperative Bank Limited

12 branches

KANG
MVCB

Sir M Visvesvaraya Co Operative Bank Ltd

12 branches

MVCB
TNCB

The Nawanagar Cooperative Bank Ltd

12 branches

TNCB
SECB

Sree Charan Souhardha Co Operative Bank Ltd

11 branches

SECB
DCUB

Darussalam Co Operative Urban Bank Ltd

10 branches

DCUB
TMSB

The Malad Sahakari Bank Ltd

10 branches

TMSB
TBMC

The Banaskantha Mercantile Cooperative Bank Ltd

8 branches

TBMC
JTSC

Janatha Seva Cooperative Bank Ltd

7 branches

JTSC
DURG

Durgapur Steel Peoples Co-Operative Bank Ltd

6 branches

DURG
TTCB

Ttc Co-Operative Bank Limited

5 branches

TTCB
BNSB

Bhagini Nivedita Sahakari Bank Ltd Pune

2 branches

BNSB
SANT

Sant Sopankaka Sahakari Bank Ltd

2 branches

SANT
SBLS

Samarth Sahakari Bank Ltd

2 branches

SBLS
SKSB

Shikshak Sahakari Bank Limited

2 branches

SKSB
GDCB

The Gadchiroli District Central Cooperative Bank Limited

1 branches

GDCB
RNSB

Rajkot Nagrik Sahakari Bank Limited

1 branches

RNSB

Other Banks

Specialized banking institutions serving specific sectors and communities across India.

31 Banks

Small Finance Banks

Licensed by RBI to provide basic banking services to underserved sections. Focus on micro-finance and financial inclusion.

11 Banks

Foreign Banks

International banks operating in India under RBI regulations. They offer global banking services, foreign exchange expertise, trade finance, and specialized corporate banking solutions.

26 Banks

Payment Banks

Digital-first banks focused on payments, remittances, and financial inclusion through mobile and internet banking. Cannot offer loans or credit cards.

8 Banks

Understanding the Indian Banking System

Public Sector Banks (PSBs)

Government-owned banks where the majority stake (51%+) is held by the Government of India. These banks offer extensive rural and semi-urban coverage and are known for job security, social banking initiatives, and priority sector lending.

  • 12 public sector banks operating in India
  • Largest branch network across rural India (~85,000 branches)
  • Priority sector lending mandates (40% of ANBC)
  • Examples: SBI (24K+ branches), PNB (12K+), BOB (9.5K+)

Private Sector Banks

Banks owned by private shareholders where majority stake is held by individuals, corporations, or institutional investors. Known for superior digital banking services, customer experience, and innovative financial products.

  • 22 private sector banks in India
  • Focus on technology and digital banking innovation
  • Strong urban and metropolitan presence (~35,000 branches)
  • Examples: HDFC (8.3K+), ICICI (6.2K+), Axis (5.1K+)

Regional Rural Banks (RRBs)

Government-sponsored banks created to serve rural and semi-urban areas. Jointly owned by Central Government (50%), State Government (15%), and Sponsor Bank (35%). RRBs focus on agriculture, rural credit, and financial inclusion.

  • 43 regional rural banks across India
  • Serve unbanked rural areas (~25,000 branches)
  • Lower interest rates for priority sector lending
  • Examples: Andhra Pradesh Grameena Vikas Bank, Bihar Gramin Bank

Small Finance Banks (SFBs)

Licensed by RBI in 2015 to provide basic banking services to underserved sections—small business units, small/marginal farmers, micro industries, and unorganized sector entities. Must maintain 75% Priority Sector Lending.

  • 12 small finance banks operating in India
  • Focus on micro-finance and financial inclusion (~10,000 branches)
  • 75% of ANBC must be Priority Sector Lending (PSL)
  • Examples: AU SFB (1.8K+), Ujjivan (700+), Equitas (1K+)

Cooperative Banks

Member-owned financial cooperatives operating on cooperative principles. They include Urban Cooperative Banks (UCBs), District Central Cooperative Banks (DCCBs), and State Cooperative Banks serving local communities with affordable credit.

  • 1,500+ urban cooperative banks, 350+ DCCBs, 19 state co-op banks
  • Member-owned (one member = one vote principle)
  • Focus on agriculture, SMEs, and local communities
  • Examples: Saraswat Co-op Bank, Abhyudaya Co-op Bank

Payment Banks

Differentiated banks licensed in 2015 to promote financial inclusion by providing small savings accounts and payment/remittance services. Cannot offer loans or credit cards, and deposits are capped at ₹2 lakh per customer.

  • 6 payment banks operating in India
  • Digital-first, mobile-based banking with zero-balance accounts
  • Cannot offer loans; deposits limited to ₹2 lakh per customer
  • Examples: Airtel Payments Bank, Paytm Payments Bank, India Post PB

Foreign Banks

International banks incorporated outside India with branches operating under RBI's Foreign Banks Branch Licensing Policy. They offer global banking services, foreign exchange expertise, trade finance, and specialized corporate banking solutions.

  • 46 foreign banks operating in India (~350 branches)
  • Specialized in trade finance, corporate banking, and forex services
  • Subject to RBI regulations and priority sector lending (40% of ANBC)
  • Examples: Citibank (35+), HSBC (26+), Standard Chartered (100+)

RBI Regulation & Safety

All banks in India are regulated by the Reserve Bank of India (RBI) and must maintain stringent capital adequacy ratios (minimum 9% for scheduled banks), conduct regular audits, and comply with prudential norms. Deposits up to ₹5 lakh per depositor per bank are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), ensuring safety of customer funds.

Frequently Asked Questions About Indian Banks

Common questions about Indian banking, IFSC codes, and branch information

Indian Banking Statistics 2026
Real-time data from RBI and verified sources
233+
Total Banks
176,398+
Bank Branches
4,000+
Cities Covered
800M+
Bank Accounts

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