RBI Verified • Updated 26 February 2026

PSIB0000048 - Jodhan, Ludhiana Punjab And Sind Bank IFSC Code Jodhan

Jodhan, Punjab

P

Full Branch Details for PSIB0000048

PSIB0000048

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

PSIB - Bank Code

0 - Reserved (0)

000048 - Branch Code

141023032

For cheque clearing (printed on cheques)

MICR Code Details

141 - City Code

023 - Bank Code

032 - Branch Code

Branch Contact & Location Details

Full Address
Jodhan, LudhianaJodhan - 142029Ludhiana, Punjab
Contact Number161-2842241
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use PSIB0000048 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Punjab And Sind Bank Jodhan, Ludhiana branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and PSIB0000048 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Jodhan, Ludhiana Branch, Jodhan

Common questions about Punjab And Sind Bank Jodhan, Ludhiana branch and IFSC PSIB0000048

Location Map & Directions

Nearby Punjab And Sind Bank Branches in Jodhan

More branches in the same city

No other branches found in Jodhan

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Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.