What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

Punjab · 2026

Bank Holidays in Punjab 2026

This calendar covers bank holidays in Punjab for 2026, including both national bank holidays applicable across India and state-specific holidays notified by the Punjab government. On these days, physical bank branches in Punjab remain closed, while ATM, UPI, IMPS, and net banking channels continue to operate.

Overview of bank holidays in Punjab 2026

In 2026, banks operating in Punjab observe 12 national bank holidays and 6 additional state-specific bank holidays. Branch timings may also be affected by local festivals and notifications, so it is always advisable to confirm with your specific branch for time-sensitive transactions.

Bank holidays in Punjab 2026 by month

The list below shows all bank holidays applicable to Punjab in 2026, grouped month by month. This includes both all-India national holidays and regional holidays specifically for Punjab.

Bank holidays in Punjab in January 2026

Mon26 Jan, 2026

Republic Day

National bank holiday

Applies across India – all scheduled bank branches closed.

National holiday - all banks closed across India

Bank holidays in Punjab in February 2026

Mon16 Feb, 2026

Guru Ravidas Jayanti

State bank holiday

Applies in: Punjab

Birth anniversary of Sant Ravidas

Bank holidays in Punjab in March 2026

Fri6 Mar, 2026

Holi / Holika Dahan

State bank holiday

Applies in: Punjab

Festival of colors - Dhulandi/main day

Bank holidays in Punjab in April 2026

Thu2 Apr, 2026

Good Friday

National bank holiday

Applies across India – all scheduled bank branches closed.

Christian observance - national bank holiday

Fri10 Apr, 2026

Shri Ram Navami

State bank holiday

Applies in: Punjab

Birth anniversary of Lord Rama

Tue14 Apr, 2026

Dr. B.R. Ambedkar Jayanti / Vaisakhi / Vishu / Bohag Bihu

National bank holiday

Applies across India – all scheduled bank branches closed.

National holiday - also coincides with regional New Year festivals

Tue21 Apr, 2026

Id-ul-Fitr (Ramzan Eid)

National bank holiday

Applies across India – all scheduled bank branches closed.

Islamic festival marking end of Ramadan - date subject to moon sighting

Bank holidays in Punjab in May 2026

Thu7 May, 2026

Buddha Purnima / Vesak

National bank holiday

Applies across India – all scheduled bank branches closed.

Birth anniversary of Gautama Buddha - national holiday

Bank holidays in Punjab in June 2026

Mon29 Jun, 2026

Id-ul-Zuha (Bakrid)

National bank holiday

Applies across India – all scheduled bank branches closed.

Islamic festival of sacrifice - date subject to moon sighting

Bank holidays in Punjab in August 2026

Sat15 Aug, 2026

Independence Day

National bank holiday

Applies across India – all scheduled bank branches closed.

National holiday - all banks closed across India

Wed26 Aug, 2026

Janmashtami (Krishna Jayanti)

State bank holiday

Applies in: Punjab

Birth anniversary of Lord Krishna

Bank holidays in Punjab in October 2026

Fri2 Oct, 2026

Mahatma Gandhi Jayanti

National bank holiday

Applies across India – all scheduled bank branches closed.

Birth anniversary of Mahatma Gandhi - national holiday

Sun18 Oct, 2026

Dussehra / Vijaya Dashami

National bank holiday

Applies across India – all scheduled bank branches closed.

Victory of good over evil - national holiday

Mon19 Oct, 2026

Durga Puja (Dashain) / Maharishi Valmiki Jayanti

State bank holiday

Applies in: Punjab

Regional Durga Puja and Valmiki Jayanti observance

Bank holidays in Punjab in November 2026

Thu5 Nov, 2026

Diwali (Deepavali) / Lakshmi Puja

National bank holiday

Applies across India – all scheduled bank branches closed.

Festival of lights - national bank holiday

Fri6 Nov, 2026

Govardhan Puja / Bali Pratipada / Vikram Samvat New Year

State bank holiday

Applies in: Punjab

Day after Diwali - various regional observances

Sat14 Nov, 2026

Guru Nanak Jayanti / Guru Nanak Gurpurab

National bank holiday

Applies across India – all scheduled bank branches closed.

Birth anniversary of Guru Nanak Dev - national holiday

Bank holidays in Punjab in December 2026

Fri25 Dec, 2026

Christmas

National bank holiday

Applies across India – all scheduled bank branches closed.

Christian festival - national bank holiday

View India-wide bank holidays for 2026

For a complete overview of bank holidays applicable across all states and union territories, refer to the India-wide bank holiday calendar.

Open India bank holidays 2026 →