RBI Verified • Updated 26 February 2026

PSIB0021440 - Ramuwala Punjab And Sind Bank IFSC Code Bhagta

Bhagta, Punjab

P

Full Branch Details for PSIB0021440

PSIB0021440

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

PSIB - Bank Code

0 - Reserved (0)

021440 - Branch Code

151023309

For cheque clearing (printed on cheques)

MICR Code Details

151 - City Code

023 - Bank Code

309 - Branch Code

Branch Contact & Location Details

Full Address
VpoBhagta - 151206Bathinda, Punjab
Contact Number91-9417755486
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use PSIB0021440 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Punjab And Sind Bank Ramuwala branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and PSIB0021440 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Ramuwala Branch, Bhagta

Common questions about Punjab And Sind Bank Ramuwala branch and IFSC PSIB0021440

Location Map & Directions

Nearby Punjab And Sind Bank Branches in Bhagta

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.