RBI Verified • Updated 26 February 2026
PSIB0020978 - Village Mehta Chowk Punjab And Sind Bank IFSC Code Baba Bakala
Baba Bakala, Punjab
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Full Branch Details for PSIB0020978
PSIB0020978
For NEFT, RTGS & IMPS transactions
IFSC Format Breakdown
PSIB - Bank Code
0 - Reserved (0)
020978 - Branch Code
143023054
For cheque clearing (printed on cheques)
MICR Code Details
143 - City Code
023 - Bank Code
054 - Branch Code
Branch Contact & Location Details
Full Address
Village Mehta ChowktehsilBaba Bakala - 143114Amritsar, Punjab
Contact Number1853-256060
Working Hours
Mon-Fri: 10:00 AM - 4:00 PM
Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)
Closed on 2nd & 4th Saturdays, Sundays & bank holidays
How to Use PSIB0020978 for Bank Transfers (NEFT/RTGS/IMPS/UPI)
Use this IFSC code when transferring money to any account at Punjab And Sind Bank Village Mehta Chowk branch. Here's how different transfer methods work:
💸
NEFT
- Timing: 24x7 Available
- Limit: No minimum or maximum limit
- Charges: ₹0-25 based on amount
⚡
RTGS
- Timing: 24x7 Available
- Limit: Min ₹2 Lakhs
- Charges: ₹25-55 based on amount
🚀
IMPS
- Timing: Instant (24x7)
- Limit: Max ₹5 Lakhs per transaction
- Charges: ₹0-15 based on bank
Step-by-Step: How to Transfer Money Using This IFSC Code
- 1Log in to your bank's net banking or mobile banking app
- 2Go to "Add Beneficiary" or "Manage Payee" section
- 3Enter beneficiary's account number and PSIB0020978 as IFSC code
- 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
- 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer
Frequently Asked Questions – Village Mehta Chowk Branch, Baba Bakala
Common questions about Punjab And Sind Bank Village Mehta Chowk branch and IFSC PSIB0020978
Location Map & Directions
Nearby Punjab And Sind Bank Branches in Baba Bakala
More branches in the same city
Bank Holidays
Plan your transactions ahead