Question 1

What is the IFSC code for Phagwara, Kapurthala?

Accepted Answer

Phagwara branch of Jammu And Kashmir Bank Limited, located in Kapurthala, Punjab, uses the IFSC code JAKA0PAGWAR. Operating in Kapurthala, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How do I transfer money to Jammu And Kashmir Bank Limited Phagwara using NEFT?

Accepted Answer

The Phagwara branch supports digital payment systems using IFSC JAKA0PAGWAR for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Jammu And Kashmir Bank Limited branches in Kapurthala at Jammu And Kashmir Bank Limited Kapurthala directory.

Question 3

Is Phagwara a full-service banking branch?

Accepted Answer

The Jammu And Kashmir Bank Limited branch at Phagwara provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC JAKA0PAGWAR, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

What is the MICR code for Phagwara?

Accepted Answer

Jammu And Kashmir Bank Limited Phagwara uses MICR code 144051712 for cheque clearing operations. Both codes serve distinct purposes: IFSC JAKA0PAGWAR for online transfers and MICR 144051712 for cheque reconciliation at Kapurthala clearing house. You'll find the MICR code printed at the bottom of cheques issued by Phagwara.

Question 5

What information should I verify for JAKA0PAGWAR before making a payment?

Accepted Answer

Before transferring funds, cross-check that IFSC JAKA0PAGWAR corresponds to Jammu And Kashmir Bank Limited Phagwara in Kapurthala. Branch details including IFSC JAKA0PAGWAR were last synchronized with RBI data on February 2026. For real-time verification, contact Jammu And Kashmir Bank Limited customer care or visit the branch at Kapurthala.

JAKA0PAGWAR - Phagwara Jammu And Kashmir Bank Limited IFSC Code Kapurthala

Full Branch Details for JAKA0PAGWAR

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use JAKA0PAGWAR for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Phagwara Branch, Kapurthala

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