Question 1

Is IOBA0002644 the correct code for Kapurthala branch?

Accepted Answer

The IFSC code for Indian Overseas Bank Kapurthala branch in Kapurthala is IOBA0002644. The branch is strategically located to serve the Kapurthala region within Punjab. For accurate fund routing, ensure you use IFSC IOBA0002644 in all your transaction forms.

Question 2

How to send money to IOBA0002644 account holders?

Accepted Answer

Yes, you can use IFSC code IOBA0002644 for digital payment systems to transfer funds to accounts held at Kapurthala. All modern payment methods are supported, ensuring quick and secure fund transfers to Kapurthala-based accounts. Find all Indian Overseas Bank branches across Punjab in our state-wise directory.

Question 3

Does Kapurthala offer online banking facilities?

Accepted Answer

Kapurthala offers a comprehensive range of banking services including account opening, fund transfers, cheque services, locker facilities, and financial advisory. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

When should I use MICR code instead of IFSC for Kapurthala?

Accepted Answer

The MICR code for Kapurthala is 144020252, which is used for automated cheque processing. The 9-digit MICR code 144020252 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0002644. Banks use MICR 144020252 to authenticate and process cheques drawn on Kapurthala efficiently.

Question 5

How do I ensure I'm using the correct IFSC for Kapurthala?

Accepted Answer

To confirm Kapurthala branch details, verify the IFSC IOBA0002644 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Kapurthala banking community.

IOBA0002644 - Kapurthala Indian Overseas Bank IFSC Code Kapurthala

Full Branch Details for IOBA0002644

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0002644 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kapurthala Branch, Kapurthala

Location Map & Directions

Nearby Indian Overseas Bank Branches in Kapurthala

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