RBI Verified • Updated 26 February 2026
IOBA0000551 - Moga Indian Overseas Bank IFSC Code Moga
Moga, Punjab
I
Full Branch Details for IOBA0000551
IOBA0000551
For NEFT, RTGS & IMPS transactions
IFSC Format Breakdown
IOBA - Bank Code
0 - Reserved (0)
000551 - Branch Code
142020002
For cheque clearing (printed on cheques)
MICR Code Details
142 - City Code
020 - Bank Code
002 - Branch Code
Branch Contact & Location Details
Full Address
Indira Palace Railway RoadMoga - 142001Punjab
Contact Number1636-222348
Working Hours
Mon-Fri: 10:00 AM - 4:00 PM
Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)
Closed on 2nd & 4th Saturdays, Sundays & bank holidays
How to Use IOBA0000551 for Bank Transfers (NEFT/RTGS/IMPS/UPI)
Use this IFSC code when transferring money to any account at Indian Overseas Bank Moga branch. Here's how different transfer methods work:
💸
NEFT
- Timing: 24x7 Available
- Limit: No minimum or maximum limit
- Charges: ₹0-25 based on amount
⚡
RTGS
- Timing: 24x7 Available
- Limit: Min ₹2 Lakhs
- Charges: ₹25-55 based on amount
🚀
IMPS
- Timing: Instant (24x7)
- Limit: Max ₹5 Lakhs per transaction
- Charges: ₹0-15 based on bank
Step-by-Step: How to Transfer Money Using This IFSC Code
- 1Log in to your bank's net banking or mobile banking app
- 2Go to "Add Beneficiary" or "Manage Payee" section
- 3Enter beneficiary's account number and IOBA0000551 as IFSC code
- 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
- 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer
Frequently Asked Questions – Moga Branch, Moga
Common questions about Indian Overseas Bank Moga branch and IFSC IOBA0000551
Location Map & Directions
Nearby Indian Overseas Bank Branches in Moga
More branches in the same city
No other branches found in Moga
View All Indian Overseas Bank BranchesBank Holidays
Plan your transactions ahead