Question 1

What is the IFSC code for Changaramkulam, Ponnani?

Accepted Answer

The IFSC code for Esaf Small Finance Bank Limited Changaramkulam branch in Ponnani is ESMF0001137. The branch is strategically located to serve the Ponnani region within Kerala. For accurate fund routing, ensure you use IFSC ESMF0001137 in all your transaction forms.

Question 2

How do I transfer money to Esaf Small Finance Bank Limited Changaramkulam using NEFT?

Accepted Answer

Yes, you can use IFSC code ESMF0001137 for UPI and internet banking to transfer funds to accounts held at Changaramkulam. All modern payment methods are supported, ensuring quick and secure fund transfers to Ponnani-based accounts. Find all Esaf Small Finance Bank Limited branches across Kerala in our state-wise directory.

Question 3

Which Esaf Small Finance Bank Limited branches serve Malappuram district?

Accepted Answer

Yes, Esaf Small Finance Bank Limited operates multiple branches in Ponnani near Changaramkulam. Nearby options include Ponnani, providing redundancy and convenience for local customers. Check all Malappuram district branches in our comprehensive directory.

Question 4

Is Changaramkulam a full-service banking branch?

Accepted Answer

Changaramkulam offers a comprehensive range of banking services including retail banking, wealth management, insurance products, and mobile banking solutions. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 5

What is the MICR code for Changaramkulam?

Accepted Answer

The MICR code for Changaramkulam is 679760303, which is used for automated cheque processing. The 9-digit MICR code 679760303 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC ESMF0001137. Banks use MICR 679760303 to authenticate and process cheques drawn on Changaramkulam efficiently.

Question 6

What information should I verify for ESMF0001137 before making a payment?

Accepted Answer

To confirm Changaramkulam branch details, verify the IFSC ESMF0001137 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Ponnani banking community.

ESMF0001137 - Changaramkulam Esaf Small Finance Bank Limited IFSC Code Ponnani

Full Branch Details for ESMF0001137

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001137 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Changaramkulam Branch, Ponnani

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Ponnani

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