Question 1

Where is Esaf Small Finance Bank Limited Ponnani located in Ponnani?

Accepted Answer

Ponnani branch of Esaf Small Finance Bank Limited, located in Ponnani, Kerala, uses the IFSC code ESMF0001394. Operating in Ponnani, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

Is Ponnani enabled for RTGS and IMPS transactions?

Accepted Answer

The Ponnani branch supports NEFT, RTGS, and IMPS using IFSC ESMF0001394 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Esaf Small Finance Bank Limited branches in Ponnani at Esaf Small Finance Bank Limited Ponnani directory.

Question 3

How many Esaf Small Finance Bank Limited branches operate in Ponnani?

Accepted Answer

Besides Ponnani, Esaf Small Finance Bank Limited has 1 other branches serving Ponnani. For added convenience, consider Changaramkulam as alternative service points in Malappuram district. View the complete list of Esaf Small Finance Bank Limited branches in Ponnani with addresses and IFSC codes.

Question 4

What banking services are available at Ponnani?

Accepted Answer

The Esaf Small Finance Bank Limited branch at Ponnani provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC ESMF0001394, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 5

Why does Ponnani have both IFSC ESMF0001394 and MICR 679760202?

Accepted Answer

Esaf Small Finance Bank Limited Ponnani uses MICR code 679760202 for cheque clearing operations. Both codes serve distinct purposes: IFSC ESMF0001394 for online transfers and MICR 679760202 for cheque reconciliation at Ponnani clearing house. You'll find the MICR code printed at the bottom of cheques issued by Ponnani.

Question 6

When was Ponnani branch information last verified?

Accepted Answer

Before transferring funds, cross-check that IFSC ESMF0001394 corresponds to Esaf Small Finance Bank Limited Ponnani in Ponnani. Branch details including IFSC ESMF0001394 were last synchronized with RBI data on February 2026. For real-time verification, contact Esaf Small Finance Bank Limited customer care or visit the branch at Ponnani.

ESMF0001394 - Ponnani Esaf Small Finance Bank Limited IFSC Code Ponnani

Full Branch Details for ESMF0001394

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use ESMF0001394 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ponnani Branch, Ponnani

Location Map & Directions

Nearby Esaf Small Finance Bank Limited Branches in Ponnani

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