Question 1

Is CLBL0000003 the correct code for Phagwara branch?

Accepted Answer

The IFSC code for Capital Small Finance Bank Limited Phagwara branch in Phagwara is CLBL0000003. The branch is strategically located to serve the Phagwara region within Punjab. For accurate fund routing, ensure you use IFSC CLBL0000003 in all your transaction forms.

Question 2

How to send money to CLBL0000003 account holders?

Accepted Answer

Yes, you can use IFSC code CLBL0000003 for digital payment systems to transfer funds to accounts held at Phagwara. All modern payment methods are supported, ensuring quick and secure fund transfers to Phagwara-based accounts. Find all Capital Small Finance Bank Limited branches across Punjab in our state-wise directory.

Question 3

Does Phagwara offer online banking facilities?

Accepted Answer

Phagwara offers a comprehensive range of banking services including account opening, fund transfers, cheque services, locker facilities, and financial advisory. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

When should I use MICR code instead of IFSC for Phagwara?

Accepted Answer

The MICR code for Phagwara is 144545202, which is used for automated cheque processing. The 9-digit MICR code 144545202 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC CLBL0000003. Banks use MICR 144545202 to authenticate and process cheques drawn on Phagwara efficiently.

Question 5

How do I ensure I'm using the correct IFSC for Phagwara?

Accepted Answer

To confirm Phagwara branch details, verify the IFSC CLBL0000003 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Phagwara banking community.

CLBL0000003 - Phagwara Capital Small Finance Bank Limited IFSC Code Phagwara

Full Branch Details for CLBL0000003

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use CLBL0000003 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Phagwara Branch, Phagwara

Location Map & Directions

Nearby Capital Small Finance Bank Limited Branches in Phagwara

Need Help?

Bank Holidays