Question 1

Is UTIB0004696 the correct code for Phase Two Dugri branch?

Accepted Answer

The IFSC code for Axis Bank Phase Two Dugri branch in Ludhiana is UTIB0004696. The branch is strategically located to serve the Ludhiana region within Punjab. For accurate fund routing, ensure you use IFSC UTIB0004696 in all your transaction forms.

Question 2

How to send money to UTIB0004696 account holders?

Accepted Answer

Yes, you can use IFSC code UTIB0004696 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Phase Two Dugri. All modern payment methods are supported, ensuring quick and secure fund transfers to Ludhiana-based accounts. Find all Axis Bank branches across Punjab in our state-wise directory.

Question 3

Does Phase Two Dugri offer online banking facilities?

Accepted Answer

Phase Two Dugri offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

When should I use MICR code instead of IFSC for Phase Two Dugri?

Accepted Answer

The MICR code for Phase Two Dugri is 141211040, which is used for automated cheque processing. The 9-digit MICR code 141211040 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC UTIB0004696. Banks use MICR 141211040 to authenticate and process cheques drawn on Phase Two Dugri efficiently.

Question 5

How do I ensure I'm using the correct IFSC for Phase Two Dugri?

Accepted Answer

To confirm Phase Two Dugri branch details, verify the IFSC UTIB0004696 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Ludhiana banking community.

UTIB0004696 - Phase Two Dugri Axis Bank IFSC Code Ludhiana

Full Branch Details for UTIB0004696

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use UTIB0004696 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Phase Two Dugri Branch, Ludhiana

Location Map & Directions

Nearby Axis Bank Branches in Ludhiana

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