What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are there in Karnataka?

There are 13,140 bank branches currently listed in Karnataka. This includes all major public sector banks, private banks, cooperative banks, and regional rural banks operating in the state. Our database is updated regularly with the latest branch information from RBI and NPCI sources.

Which banks have the most branches in Karnataka?

CANARA BANK typically has the highest number of branches in Karnataka, followed by other major public sector banks like Punjab National Bank, Bank of Baroda, and Canara Bank. Private banks like HDFC Bank, ICICI Bank, and Axis Bank also have significant presence across major cities in Karnataka.

How can I find IFSC codes for banks in Karnataka?

You can find IFSC codes for any bank branch in Karnataka by: (1) Using our search tool above and selecting your bank, district, and branch, (2) Browsing our state directory organized by popular banks and cities, (3) Checking your bank passbook or cheque book where IFSC codes are printed, or (4) Visiting the official website of your bank.

Are IFSC codes different for each branch in Karnataka?

Yes, every bank branch in Karnataka has a unique 11-character IFSC code assigned by the Reserve Bank of India (RBI). Even if the same bank has multiple branches in the same city or district, each branch will have its own distinct IFSC code for identification during electronic fund transfers.

Can I use IFSC codes from Karnataka for online money transfers?

Yes, you can use IFSC codes from any bank branch in Karnataka for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Simply provide the beneficiary's account number and their branch's IFSC code to complete the transfer.

What is the format of IFSC codes in Karnataka?

IFSC codes for all bank branches in Karnataka follow the standard 11-character format: First 4 characters represent the bank code (e.g., SBIN for State Bank of India), the 5th character is always 0 (zero), and the last 6 characters represent the specific branch code. For example, SBIN0001234 would be a valid IFSC code format.

How often is the Karnataka branch data updated on Bankonic?

We update our Karnataka bank branch database regularly, typically within 24-48 hours of any changes reported by RBI or NPCI. Our last update was on February 19, 2026. We recommend verifying critical details directly with your bank for time-sensitive transactions, especially for newly opened or recently closed branches.

Can I search for bank branches by city or PIN code in Karnataka?

Yes, you can search for bank branches in Karnataka using multiple filters including city name, district, PIN code, or branch name. Use our search tool above to filter by your specific location. We have comprehensive coverage of all cities and districts in Karnataka, making it easy to find the exact branch you need.

What should I do if I can't find a specific branch in Karnataka?

If you cannot locate a specific branch in Karnataka: (1) Try searching with alternate branch names or nearby locations, (2) Check if the branch has been recently merged or renamed, (3) Contact your bank's customer care for the correct IFSC code and branch details, (4) Visit your nearest branch to obtain the information, or (5) Report the missing branch to us so we can investigate and update our database.

Are the IFSC codes for Karnataka branches verified and accurate?

Yes, all IFSC codes for branches in Karnataka are sourced from official RBI and NPCI databases. We maintain strict data accuracy standards and cross-verify all information before publishing. However, we always recommend double-checking critical details with your bank directly before initiating important financial transactions.

RBI/NPCI Verified Data

Last Updated: 25 February 2026

IFSC & MICR Codes for All Bank Branches in Karnataka

Search from 13,140+ branches across 12+ banks in Karnataka. Get verified IFSC codes, MICR codes, addresses, and contact details – updated February 2026.

13,140+

Branches

Banks

2691

Cities

Search IFSC Codes in Karnataka

Enter bank name, district, or branch to find IFSC codes in Karnataka

Popular Banks in Karnataka

CANARA BANK

2,125 Branches

KARNATAKA GRAMEENA BANK

KARNATAKA BANK LIMITED

KOTAK MAHINDRA BANK LIMITED

225 Branches

Popular Cities in Karnataka for Bank Branches

All Banks in This State (A-Z)

ABHYUDAYA COOPERATIVE BANK LIMITED AU SMALL FINANCE BANK LIMITED AXIS BANK

B N P PARIBAS BANDHAN BANK LIMITED BANK OF AMERICA BANK OF BARODA BANK OF INDIA BANK OF MAHARASHTRA BHARAT COOPERATIVE BANK MUMBAI LIMITED

CANARA BANK CENTRAL BANK OF INDIA CITI BANK CITY UNION BANK LIMITED CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK CALYON BANK CSB BANK LIMITED

DBS BANK INDIA LIMITED DCB BANK LIMITED DEUTSCHE BANK DHANALAKSHMI BANK

EQUITAS SMALL FINANCE BANK LIMITED ESAF SMALL FINANCE BANK LIMITED

FEDERAL BANK FINO PAYMENTS BANK

G P PARSIK BANK GUARDIAN SOUHARDA SAHAKARI BANK NIYAMITA

HDFC BANK HSBC BANK

ICICI BANK LIMITED IDBI BANK IDFC FIRST BANK LTD INDIA I PAYMENTS LTD INDIAN BANK INDIAN OVERSEAS BANK INDUSIND BANK

JAMMU AND KASHMIR BANK LIMITED JANA SMALL FINANCE BANK LTD JANATHA SEVA COOPERATIVE BANK LTD JP MORGAN BANK

KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LIMITED KARNATAKA BANK LIMITED KARNATAKA GRAMEENA BANK KARUR VYSYA BANK KEB HANA BANK KOTAK MAHINDRA BANK LIMITED

MIZUHO BANK LTD MUFG BANK, LTD

NKGSB COOPERATIVE BANK LIMITED

PHONEPE PRIVATE LIMITED PUNJAB AND SIND BANK PUNJAB NATIONAL BANK

RBL BANK LIMITED RESERVE BANK OF INDIA

SARASWAT COOPERATIVE BANK LIMITED SHIVALIK SMALL FINANCE BANK LIMITED SHRI VEERSHAIV CO OP BANK LTD SIR M VISVESVARAYA CO OPERATIVE BANK LTD SLICE SMALL FINANCE BANK LIMITED SOLAPUR JANATA SAHAKARI BANK LIMITED SOUTH INDIAN BANK SREE CHARAN SOUHARDHA CO OPERATIVE BANK LTD STANDARD CHARTERED BANK STATE BANK OF INDIA SUCO SOUHARDHA SAHAKARI BANK LTD SUMITOMO MITSUI BANKING CORPORATION

TAMILNAD MERCANTILE BANK LIMITED THE AJARA URBAN CO OP BANK LTD AJARA THE COSMOS CO OPERATIVE BANK LIMITED THE KARANATAKA STATE COOPERATIVE APEX BANK LIMITED THE SHAMRAO VITHAL COOPERATIVE BANK THE VISHWESHWAR SAHAKARI BANK LIMITED TJSB SAHAKARI BANK LTD TUMKUR GRAIN MERCHANTS COOPERATIVE BANK LIMITED

UCO BANK UJJIVAN SMALL FINANCE BANK LIMITED UNION BANK OF INDIA UNITY SMALL FINANCE BANK LIMITED UTKARSH SMALL FINANCE BANK

VIKAS SOUHARDA CO OPERATIVE BANK LIMITED

YES BANK

How to Find & Use IFSC Codes in Karnataka

Select Your Bank

Choose from 150+ banks operating in Karnataka using our search tool or alphabetical list.

Choose Location

Filter by district or city within Karnataka to find the nearest branch.

Get IFSC Code

View complete branch details including IFSC, MICR, address, and contact information.

Use for Transfers

Copy the IFSC code and use it for NEFT, RTGS, IMPS, or UPI transactions.

FAQs – Banking in Karnataka

Need more help? Contact your bank's customer care or visit our comprehensive guides section for detailed information about IFSC codes, fund transfers, and banking services in Karnataka.

IFSC Codes in Other States & Union Territories

Andhra Pradesh Arunachal Pradesh Assam Bihar Chhattisgarh Goa Gujarat Haryana Himachal Pradesh Jharkhand