What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are there in Jammu and Kashmir?

There are 1,995 bank branches currently listed in Jammu and Kashmir. This includes all major public sector banks, private banks, cooperative banks, and regional rural banks operating in the state. Our database is updated regularly with the latest branch information from RBI and NPCI sources.

Which banks have the most branches in Jammu and Kashmir?

JAMMU AND KASHMIR BANK LIMITED typically has the highest number of branches in Jammu and Kashmir, followed by other major public sector banks like Punjab National Bank, Bank of Baroda, and Canara Bank. Private banks like HDFC Bank, ICICI Bank, and Axis Bank also have significant presence across major cities in Jammu and Kashmir.

How can I find IFSC codes for banks in Jammu and Kashmir?

You can find IFSC codes for any bank branch in Jammu and Kashmir by: (1) Using our search tool above and selecting your bank, district, and branch, (2) Browsing our state directory organized by popular banks and cities, (3) Checking your bank passbook or cheque book where IFSC codes are printed, or (4) Visiting the official website of your bank.

Are IFSC codes different for each branch in Jammu and Kashmir?

Yes, every bank branch in Jammu and Kashmir has a unique 11-character IFSC code assigned by the Reserve Bank of India (RBI). Even if the same bank has multiple branches in the same city or district, each branch will have its own distinct IFSC code for identification during electronic fund transfers.

Can I use IFSC codes from Jammu and Kashmir for online money transfers?

Yes, you can use IFSC codes from any bank branch in Jammu and Kashmir for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Simply provide the beneficiary's account number and their branch's IFSC code to complete the transfer.

What is the format of IFSC codes in Jammu and Kashmir?

IFSC codes for all bank branches in Jammu and Kashmir follow the standard 11-character format: First 4 characters represent the bank code (e.g., SBIN for State Bank of India), the 5th character is always 0 (zero), and the last 6 characters represent the specific branch code. For example, SBIN0001234 would be a valid IFSC code format.

How often is the Jammu and Kashmir branch data updated on Bankonic?

We update our Jammu and Kashmir bank branch database regularly, typically within 24-48 hours of any changes reported by RBI or NPCI. Our last update was on February 19, 2026. We recommend verifying critical details directly with your bank for time-sensitive transactions, especially for newly opened or recently closed branches.

Can I search for bank branches by city or PIN code in Jammu and Kashmir?

Yes, you can search for bank branches in Jammu and Kashmir using multiple filters including city name, district, PIN code, or branch name. Use our search tool above to filter by your specific location. We have comprehensive coverage of all cities and districts in Jammu and Kashmir, making it easy to find the exact branch you need.

What should I do if I can't find a specific branch in Jammu and Kashmir?

If you cannot locate a specific branch in Jammu and Kashmir: (1) Try searching with alternate branch names or nearby locations, (2) Check if the branch has been recently merged or renamed, (3) Contact your bank's customer care for the correct IFSC code and branch details, (4) Visit your nearest branch to obtain the information, or (5) Report the missing branch to us so we can investigate and update our database.

Are the IFSC codes for Jammu and Kashmir branches verified and accurate?

Yes, all IFSC codes for branches in Jammu and Kashmir are sourced from official RBI and NPCI databases. We maintain strict data accuracy standards and cross-verify all information before publishing. However, we always recommend double-checking critical details with your bank directly before initiating important financial transactions.

RBI/NPCI Verified Data

Last Updated: 26 February 2026

IFSC & MICR Codes for All Bank Branches in Jammu and Kashmir

Search from 1,995+ branches across 12+ banks in Jammu and Kashmir. Get verified IFSC codes, MICR codes, addresses, and contact details – updated February 2026.

1,995+

Branches

Banks

234

Cities

Search IFSC Codes in Jammu and Kashmir

Enter bank name, district, or branch to find IFSC codes in Jammu and Kashmir

Popular Banks in Jammu and Kashmir

JAMMU AND KASHMIR BANK LIMITED

Popular Cities in Jammu and Kashmir for Bank Branches

How to Find & Use IFSC Codes in Jammu and Kashmir

Select Your Bank

Choose from 150+ banks operating in Jammu and Kashmir using our search tool or alphabetical list.

Choose Location

Filter by district or city within Jammu and Kashmir to find the nearest branch.

Get IFSC Code

View complete branch details including IFSC, MICR, address, and contact information.

Use for Transfers

Copy the IFSC code and use it for NEFT, RTGS, IMPS, or UPI transactions.

FAQs – Banking in Jammu and Kashmir

Need more help? Contact your bank's customer care or visit our comprehensive guides section for detailed information about IFSC codes, fund transfers, and banking services in Jammu and Kashmir.

IFSC Codes in Other States & Union Territories

Andhra Pradesh Arunachal Pradesh Assam Bihar Chhattisgarh Goa Gujarat Haryana Himachal Pradesh Jharkhand