How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Surat?

There are 984 bank branches currently operating in Surat, Gujarat. Our directory includes branches from 65 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Surat?

Bank Of Baroda has the most branches in Surat with 108 locations, followed by State Bank Of India with 79 branches and Icici Bank Limited with 59 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Surat?

To find an IFSC code in Surat: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Surat branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Surat.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Surat branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Surat?

Yes, you can search for branches by area within Surat. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Surat.

What if I can't find my bank branch in Surat?

If you cannot find a specific branch in Surat: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Surat?

Yes, all IFSC codes in Surat (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Surat branch.

How often is the Surat IFSC code data updated?

We update our Surat IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Surat, Gujarat

IFSC & MICR Codes for All Bank Branches in Surat – 2026 Updated

Complete directory of 984+ bank branches across 65 banks with verified IFSC codes, addresses, and contact details

984+

Bank Branches

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

984 Branches

Verified Records

Popular Banks in Surat

Bank Of Baroda

108 Branches

State Bank Of India

79 Branches

Icici Bank Limited

59 Branches

Hdfc Bank

58 Branches

Yes Bank

56 Branches

The Surat District Cooperative Bank Limited

53 Branches

Axis Bank

50 Branches

Punjab National Bank

43 Branches

Kotak Mahindra Bank Limited

34 Branches

Union Bank Of India

32 Branches

Bank Of India

29 Branches

Indusind Bank

28 Branches

Showing top 12 banks. Scroll down to see all Surat branches.

Search IFSC Codes in Surat

Pre-filtered to Surat branches

Select Bank

Or Search by Branch Name

Find IFSC, MICR codes, branch addresses, and contact details for all banks in Surat

All Bank Branches in Surat (984 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Ahmedabad Mercantile Cooperative Bank	Textile Market Ring Road	Ground Floor, Telephone Bhavan, Bharat Sanchar Nigam Limited Building, Falsawadi, Textile Market Ring Road, Surat-395002, Surat, Gujarat, India	AMCB0660036	395066002	261-2492259
Au Small Finance Bank Limited	Adajan	Shop No G-28 And G-29, Western Arena, Near Madhuvan Circle, Green City Road, Adajan, Surat, Gujarat - 395009, Surat, Gujarat, India	AUBL0002529	395765004	8980013581
Au Small Finance Bank Limited	Ring Road Surat	Shop No G-1, Sakar Textile Market, Near Sahara Darwaja, Ring Road, Surat, Gujarat, India	AUBL0002132	395765002	79-2313200
Au Small Finance Bank Limited	Varachhasurat	Shop No 1, Varachha Main Road, Beside Cng Pump, Shree Jay Mahalaxmi Society, Chikuwadi, Nana Varachha, Surat, Gujarat, Surat, Gujarat, India	AUBL0002519	395765003	0-8980010208
Au Small Finance Bank Limited	Vesu Surat	Shop No-G9, Sns Platina, Opposite Reliance Hyper Market, Vesu, Surat, Gujarat, India	AUBL0002133	395765001	261-2218031
Axis Bank	A K Road	Ground Floor Shop No 5 To 7 Fp No 21A Sp No2 Tps No 04 Ashwani Kumar Near Ankur Char Rasta, Surat, Surat, Gujarat, India	UTIB0004901	395211045	91-9725921566
Axis Bank	Aai Mata	Sudarshan Complex 3, Tp No 34, Fp No 43,Block 119 And 121, Rs No 67 Or 1 And 67 Or 2, Aai Mata Rd, Magob, Surat, Surat, Gujarat, India	UTIB0004756	395211044	91-9879040763
Axis Bank	Adajan	18,19,20, Shridhar Complex, Anand Mahal Road, Opp Sanskar Bharti School, Palanpur, Patia, Adajan, Surat 395009, Surat, Surat, Gujarat, India	UTIB0000566	395211004	N/A
Axis Bank	Adajanpatia	Ground Floor, Shop No. G1, G2 & G3, Revenue, Village Adajan, Adajan Patia, Rander, Surat, Surat, Gujarat, India	UTIB0004514	395211040	9904414400
Axis Bank	Althan	Ground Floor Western Shoppers Shop No1 Vip Road Althan Surat Gujarat Pin 395017, Surat, Surat, Gujarat, India	UTIB0002996	395211027	91-9624710333
Axis Bank	Amroli	Ground Floor Shop No 12 99 Shopping Amroli Sayan Main Road Amroli Surat Gujarat Pin 394107, Surat, Surat, Gujarat, India	UTIB0003118	395211000	91-9909904618
Axis Bank	Athwalines	Shop No.3, Platinum Plaza, Parle Point, Surat, Gujarat, Pin 395007, Surat, Surat, Gujarat, India	UTIB0001587	395211009	N/A
Axis Bank	Bhagal, Surat	Ground Floor & First Floor, City Survey No 2604, Ward No 10, Chauta Pool, Rajmarg, Bhagal Talao, Bhagal, Surat - 395003, Surat, Surat, Gujarat, India	UTIB0001683	395211011	N/A
Axis Bank	Citylight	Ground Floor The Eminence Opposite Citylight Complex Citylight Surat Gujarat 395007, Surat, Surat, Gujarat, India	UTIB0004323	395211036	91-8141784283
Axis Bank	Dabholi Road Surat	Ground Floor, Shop No 22 To 27, Kedar Business Hub, Rs No 126, Paikee 2, Tps 49, Fp No 116, Bapa Sitaram Chawk, Opp Govardhan Haveli, Katargam, Surat, Surat, Gujarat, India	UTIB0005271	395211049	261-9099544000
Axis Bank	Dindoli Surat	Gf,Shop No 19 To 22,Madhuram Arcade,Moje Village Dindoli,Subdistrict Surat City,Udhna, Surat, Surat, Gujarat, India	UTIB0006173	394211003	261-9427387010
Axis Bank	G D Goenka Road Surat	Ground Floor, Shop No 37 And 38, J9 High Street, Moje Village Vesu, Sub District Surat, District Surat, Surat, Surat, Gujarat, India	UTIB0006391	395211055	261-9909002615
Axis Bank	Gajera Road	Gf, Shop No 1 4 5, Zircon Plus, Near Samasth Patidar Wad,I Katargam, Gajera Road - Surat, Surat, Surat, Gujarat, India	UTIB0003992	395211035	N/A
Axis Bank	Gaurav Path Road	Gf, Shop No 1, 2 And 3, Piramyd Serenity, Near Fire Station, Gaurav Path, Surat, Surat, Surat, Gujarat, India	UTIB0005954	395211053	261-9909002615
Axis Bank	Ichchapore	Ground Floor,123,Ambika Nagar, Near Hotel Sainee, Ichchapore,Surat -394510, Surat, Surat, Gujarat, India	UTIB0001642	395211010	N/A
Axis Bank	Jahangirpura	Gf, Shop No 10 To 12, Rajgreen Heights, Olpad Main Road, Jahangirpura, Surat, Surat, Surat, Gujarat, India	UTIB0006127	395211054	261-9909002615
Axis Bank	Kadodara Road	Gf,Shop No 5,Chhatrala Business Center, Moje Village Kadodara, Sub District Palsana, Surat, Surat, Gujarat, India	UTIB0006174	394211004	261-9909002615
Axis Bank	Kapodra, Surat	J R Square, Mamta Park - 1 Kapodra, Varachha Main Road, Surat - 395 006, Surat, Surat, Gujarat, India	UTIB0002083	395211016	N/A
Axis Bank	Katargam	Ground Floor, Hari Krishna Exports, A - 19, Patel Industrial Co Op Society Ltd.,Near Annath Ashram, Katargam, Surat - 395004, Surat, Surat, Gujarat, India	UTIB0001440	395211008	N/A
Axis Bank	Kharvasa	Ground Floor, Desai Photiyu, Village Kharvasa, Taluka Choriyasi, Dist Surat, Gujarat, Pin- 394 210, Surat, Surat, Gujarat, India	UTIB0002218	395211017	N/A
Axis Bank	Kos	Ground Floor,Milkat No 633,House No 34 And 35,Desai Faliya,Village Kos,Taluka Mahuva,Dist Surat, Surat, Surat, Gujarat, India	UTIB0005424	396211052	9723444109
Axis Bank	Laal Darwaaza	Ground Floor, Shop No. 4 And Shop No. 26,Infinity Tower, Near Ayurvedic College, Laal Darwaaza 395003, Surat, Surat, Gujarat, India	UTIB0004401	395211038	91-9727648747
Axis Bank	Lh Road	Ground Floor,Shop No 1,Unicorn Empire,Opp Shyam Nagar Vadi,L.H.Road Moje Navagam,, Surat, Surat, Gujarat, India	UTIB0005428	395211050	261-9727657181
Axis Bank	Lp Savani Road	Ground Floor Shopno 6 7 Universal Business Center Adajan Near Madhuvan Circle Lp Savani Road Surat, Surat, Surat, Gujarat, India	UTIB0004630	395211041	91-9910322900
Axis Bank	Magob, Surat	Ground Floor, Aalay,Puna Kumbhariya Road , Surat,Gujarat , Pin 395010, Surat, Surat, Gujarat, India	UTIB0001050	395211006	N/A
Axis Bank	Pal	Ground Floor G12 Helios Pal Surat Gujarat Pin 394510, Surat, Surat, Gujarat, India	UTIB0003117	395211029	91-8980803012
Axis Bank	Palanpur Patia, Surat	Modern Shoppe, Opp. Vijay Dairy, Palanpur Patia, Rander Road, Surat 395 009, Surat, Surat, Gujarat, India	UTIB0001949	395211015	N/A
Axis Bank	Pandesara	Gr Floor Plot No 7 Gujarat Housing Board Piyush Point Surat 394221, Surat, Surat, Gujarat, India	UTIB0002864	395211025	91-9825042992
Axis Bank	Parle Point	Kakadiya Complex 14 Adarsh Society Opp Ghod Dod Rd, Surat, Surat, Gujarat, India	UTIB0005112	395211046	91-8980648801
Axis Bank	Piplod	Ground Floor, Status C, Near Regency Tower, Gaurav Path, Piplod, Surat 395007, Surat, Surat, Gujarat, India	UTIB0001772	395211014	N/A
Axis Bank	Sachin	Gr Flr, Plot No 414 1, Rd No 4, Bank Cross Rd, Sachin Gidc, Surat 394230, Surat, Surat, Gujarat, India	UTIB0003360	395211031	261-2397494
Axis Bank	Sahara Darwaja	Ground Floor Part Of Shop No G1 Surana International Ring Road Surat Gujarat Pin 395001, Surat, Surat, Gujarat, India	UTIB0003218	395211030	91-8980803012
Axis Bank	Salabatpura	G18 Kohinoor Textile Houses Cs No 2157A 2158A2A 2158A1D 2885C178 2885C17A8 Ward No 3 Salabatpura, Surat, Surat, Gujarat, India	UTIB0004665	395211043	91-9638065515
Axis Bank	Saroli	G 7 Shyam Sangini Textile Mkt , Opp Kumbharia Gaon , Saroli, Surat, Surat, Gujarat, India	UTIB0003890	395211034	261-2707991
Axis Bank	Sarthana Branch	Gr Flr Shop No 66 67 68 67A 68 Avaddh Viceroy Sarthna Jakatnaka Near D Mart 395006, Surat, Surat, Gujarat, India	UTIB0003488	395211032	261-9898357757
Axis Bank	Someshwar Textile Market	Ground Floor, Shop No P3 P4, Tp 07, Fp No 81, Someshwar Textile Market, Anjana, Taluka Choriyasi, Surat, Surat, Surat, Gujarat, India	UTIB0005139	395211047	261-9825118907
Axis Bank	Surat	Digvijay Towers, Opp. St Xaviers School Ghod Dod Road, Surat, Surat, Gujarat, India	UTIB0000047	395211002	N/A
Axis Bank	Surat	Ground Floor, Gurukrupa Vidyalaya, Swaminarayan Chowk, Mora Bhagal, Village Rander, Dist Surat, Surat, Surat, Gujarat, India	UTIB0005712	395211051	261-9909002615
Axis Bank	Surat	Ground Floor, Paiki, P N 3 4, Varachha Kamrejroad, Near Shyamdhan Temple, Surat, Surat, Surat, Gujarat, India	UTIB0005796	395211052	261-7543034009
Axis Bank	Surat Diamond Bourse	Ground City, Shop No G006 And G007, Plot No 177P, Dream City, Bh Surat Exhibition Center, Nh No 53, Surat, Surat, Gujarat, India	UTIB0005189	395211048	261-9898002841
Axis Bank	Surat Service Branch	Digvijay Towers, Opp. St. Xaviers School, Ghod Dod Road, Surat - 395 001., Surat, Surat, Gujarat, India	UTIB0001400	395211001	N/A
Axis Bank	Textile Market Branch, Surat	F-Wing, Millenium Textile Market Ring Road,Umarwada, Kamela Darwaja,, Surat, Surat, Gujarat, India	UTIB0000301	395211003	N/A
Axis Bank	U M Road Surat	Ground Floor Shop No 1 2 3 Revenue Sr No 50 51 52 Tpno 6 Fpno 109 C S 1076 1 Somnath Society Um Road 395002, Surat, Surat, Gujarat, India	UTIB0004345	395211037	91-8980366366
Axis Bank	Udhna	G-29, Silicon Shoppers, Udhna Main Road, Taluka-Choryasi, Surat, Gujarat, Pin 394 210, Surat, Surat, Gujarat, India	UTIB0001710	395211013	N/A
Axis Bank	Uttran Surat	Ground Floor Shop No 8 To 11 R S No 1952 Angel Square Near Brts Stand Uttran, Surat, Surat, Gujarat, India	UTIB0004515	395211039	91-9265871661

Ahmedabad Mercantile Cooperative Bank

Textile Market Ring Road

Ground Floor, Telephone Bhavan, Bharat Sanchar Nigam Limited Building, Falsawadi, Textile Market Ring Road, Surat-395002, Surat, Gujarat, India

IFSC Code

AMCB0660036

MICR Code

395066002

261-2492259

Au Small Finance Bank Limited

Adajan

Shop No G-28 And G-29, Western Arena, Near Madhuvan Circle, Green City Road, Adajan, Surat, Gujarat - 395009, Surat, Gujarat, India

IFSC Code

AUBL0002529

MICR Code

395765004

8980013581

Au Small Finance Bank Limited

Ring Road Surat

Shop No G-1, Sakar Textile Market, Near Sahara Darwaja, Ring Road, Surat, Gujarat, India

IFSC Code

AUBL0002132

MICR Code

395765002

79-2313200

Au Small Finance Bank Limited

Varachhasurat

Shop No 1, Varachha Main Road, Beside Cng Pump, Shree Jay Mahalaxmi Society, Chikuwadi, Nana Varachha, Surat, Gujarat, Surat, Gujarat, India

IFSC Code

AUBL0002519

MICR Code

395765003

0-8980010208

Au Small Finance Bank Limited

Vesu Surat

Shop No-G9, Sns Platina, Opposite Reliance Hyper Market, Vesu, Surat, Gujarat, India

IFSC Code

AUBL0002133

MICR Code

395765001

261-2218031

IFSC & MICR Codes for All Bank Branches in Surat – 2026 Updated

Popular Banks in Surat

Bank Of Baroda

State Bank Of India

Icici Bank Limited

Hdfc Bank

Yes Bank

The Surat District Cooperative Bank Limited

Axis Bank

Punjab National Bank

Kotak Mahindra Bank Limited

Union Bank Of India

Bank Of India

Indusind Bank

Search IFSC Codes in Surat

All Bank Branches in Surat (984 Branches)

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Frequently Asked Questions – IFSC Codes in Surat

How many bank branches are in Surat?

Which banks have the most branches in Surat?

How do I find the IFSC code for a specific bank branch in Surat?

What is an IFSC code and why do I need it?

Are the IFSC codes on this page verified and up-to-date?

Can I search for branches by area or PIN code in Surat?

What if I can't find my bank branch in Surat?

How do I use an IFSC code for online money transfer?

Is there a standard format for IFSC codes in Surat?

How often is the Surat IFSC code data updated?

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