How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Kulu?

There are 29 bank branches currently operating in Kulu, Himachal Pradesh. Our directory includes branches from 13 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Kulu?

The Kangra Central Cooperative Bank Limited has the most branches in Kulu with 6 locations, followed by State Bank Of India with 6 branches and Union Bank Of India with 3 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Kulu?

To find an IFSC code in Kulu: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Kulu branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Kulu.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Kulu branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Kulu?

Yes, you can search for branches by area within Kulu. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Kulu.

What if I can't find my bank branch in Kulu?

If you cannot find a specific branch in Kulu: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Kulu?

Yes, all IFSC codes in Kulu (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Kulu branch.

How often is the Kulu IFSC code data updated?

We update our Kulu IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Kulu, Himachal Pradesh

IFSC & MICR Codes for All Bank Branches in Kulu – 2026 Updated

Complete directory of 29+ bank branches across 13 banks with verified IFSC codes, addresses, and contact details

29+

Bank Branches

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

29 Branches

Verified Records

Popular Banks in Kulu

The Kangra Central Cooperative Bank Limited

6 Branches

State Bank Of India

6 Branches

Union Bank Of India

3 Branches

Central Bank Of India

2 Branches

Canara Bank

2 Branches

Hdfc Bank

2 Branches

Jammu And Kashmir Bank Limited

2 Branches

Bank Of Baroda

1 Branch

Idbi Bank

1 Branch

Icici Bank Limited

1 Branch

Punjab And Sind Bank

1 Branch

Punjab National Bank

1 Branch

Showing top 12 banks. Scroll down to see all Kulu branches.

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Pre-filtered to Kulu branches

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Find IFSC, MICR codes, branch addresses, and contact details for all banks in Kulu

All Bank Branches in Kulu (29 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Axis Bank	Kulu	Axis Bank Ltd., Ground Floor, Kulu Khasra No. 2478/1, Khata Nullno. 400/555, Dhalpur, Gandhi Nagar,Tehsil Null Kullu - 175101,Himachal Pradesh, Kulu, Kulu, Himachal Pradesh, India	UTIB0002032	175211002	N/A
Bank Of Baroda	Kullu, Himachal Pradesh	Asha Deep Gandhi Nagar Kullu Himachal Pradesh, Kulu, Himachal Pradesh, India	BARB0KULLUX	175012002	1800223344
Canara Bank	Bhuntar	Near New Bridge, Manikaran-Manali Road, Bhuntar, District. Kullu- 175125, Kulu, Himachal Pradesh, India	CNRB0005072	175015003	91-1234567890
Canara Bank	Kullu	C/O Canara Bank, Akhara Bazar, Kullu 175101, Kulu, Himachal Pradesh, India	CNRB0002420	175015002	1902-222134
Central Bank Of India	Bhuntar	Mandi Kullu Road, Bhuntar, District-Kullu, H.Pradesh-175125, Kulu, Himachal Pradesh, India	CBIN0280422	175016002	22-22612008
Central Bank Of India	Kullu	Cbi, Kullu Branch, Opposite Narru Clinic, Nh 21 Dhalpur, Kullu, District Kullu, Himachal Pradesh 175101, Kulu, Himachal Pradesh, India	CBIN0284095	175016004	22-22612008
Hdfc Bank	Bhuntar	Hdfc Bank Ltd. Main Road, Adjoining Union Bank, Bhuntar Kullu Himachal Pradesh 175125, Kulu, Himachal Pradesh, India	HDFC0003128	175240004	91-8001804333
Hdfc Bank	Kullu	Hdfc Bank Ltdnh-21, Manali Roaddhalpur, Kulu, Himachal Pradesh, India	HDFC0001737	175240002	91-8001804333
Icici Bank Limited	Bhuntar	Icici Bank Ltd., Near Kullu Manali Airport, Bhuntar Bazaar, Bhuntar, Dist. Kullu, Himachal Pradesh.175125, Kulu, Kulu, Himachal Pradesh, India	ICIC0004423	175229004	91-6280526646
Idbi Bank	Kulu	Opp. Ioc Petrol Pump, Bhuntar-Kulu, State Highway, Kulu, Himachal Pradesh, Kulu, Kulu, Himachal Pradesh, India	IBKL0000785	175259002	91-7046450007
Jammu And Kashmir Bank Limited	Kullu	Ist Floor, Harison Building, Kulu, Kulu, Himachal Pradesh, India	JAKA0KULLOO	175051002	190-2222227
Jammu And Kashmir Bank Limited	Manali	Near Mayur Resturant,Govind Complex, Manali, Kulu, Kulu, Himachal Pradesh, India	JAKA0MANALI	175051102	190-2253778
Punjab And Sind Bank	Kullu	Kullu-Manali Road, Gandhi Nagar, Opp. Matani Eye Hospital, Tehsil Sadar, Distt. Kullu, Himachal Pradesh- 175101, Kulu, Kulu, Himachal Pradesh, India	PSIB0021047	175023002	1902-224008
Punjab National Bank	Jindor	Pnb Bo Jindor Block And Teh Kullu Distt Kullu Himachal Pradesh Kulma 175138, Kulu, Kulu, Himachal Pradesh, India	PUNB0559500	NONMICR	nan-8171997805
State Bank Of India	Banogi Bashing	State Bank Of Indiavillage Banogi Bashingpost Office Babelitehsil And District Kuluhimachal Pradesh, Kulu, Kulu, Himachal Pradesh, India	SBIN0051540	175002015	1902-9418433227
State Bank Of India	Bhunter	Dist Kulu, Himachal Pradesh 175125, Kulu, Kullu, Himachal Pradesh, India	SBIN0003633	175002125	N/A
State Bank Of India	Katrain	Dist Kulu, Himachal Pradesh 175129, Kulu, Kullu, Himachal Pradesh, India	SBIN0003250	175002031	N/A
State Bank Of India	Kullu	Akhara Bazar Hp 175101, Kulu, Uu, Himachal Pradesh, India	SBIN0050231	175002005	222457
State Bank Of India	Kullu Akhara Bazar	Akhara Bazarkulu,Pokulu Dist Kulu,Himachal Pradesh175101, Kulu, Kullu, Himachal Pradesh, India	SBIN0011852	175002081	N/A
State Bank Of India	Kungash	Dist Kulu, Himachal Pradesh 172026, Kulu, Kullu, Himachal Pradesh, India	SBIN0009300	172002041	N/A
The Kangra Central Cooperative Bank Limited	Bhunter	Teshil & Dsitt. Kulu 175125, Kulu, Kulu, Himachal Pradesh, India	KACE0000041	175850007	1902-265090
The Kangra Central Cooperative Bank Limited	Bhutti Colony	Tehsil & Distt. Kulu H.P. 175126, Kulu, Kulu, Himachal Pradesh, India	KACE0000130	175850021	1902-260616
The Kangra Central Cooperative Bank Limited	Bhutti-Lag Valley	Bo Bhutti(Lag Valley) Vpo Bhutti Tehsil Adnd Distt Kullu Hp Pin 175102, Kulu, Kulu, Himachal Pradesh, India	KACE0000211	N/A	1902-239006
The Kangra Central Cooperative Bank Limited	Gandhi Nagar	Kulu Distt. Kulu H.P., Kulu, Kulu, Himachal Pradesh, India	KACE0000099	175850018	1902-225545
The Kangra Central Cooperative Bank Limited	Kulu	Tehsil & Distt Kulu H.P. 175101, Kulu, Kulu, Himachal Pradesh, India	KACE0000006	175850002	1902-222598
The Kangra Central Cooperative Bank Limited	Parla Bhuntar	Teshil & Distt Kullu H.P. 175125, Kulu, Kulu, Himachal Pradesh, India	KACE0000151	175850015	1902-265584
Union Bank Of India	Bhuntur	Ubi,Near Sunbeam Hotel,Kulu,Himachal Pradesh-175125, Kulu, Kullu, Himachal Pradesh, India	UBIN0555801	175026003	266440
Union Bank Of India	Kullu	Ground Floor, Hn 15, Ward No 1, Akhara Bazar, Kullu175101, Kulu, Kulu, Himachal Pradesh, India	UBIN0915581	N/A	1902-224044
Union Bank Of India	Kulu ,Dist. Kulu	Sarvari Bazar, Near Bus Stand,Dist. Kulu, Himachal Pradesh,Pin - 175 101., Kulu, Kullu, Himachal Pradesh, India	UBIN0537217	175026002	N/A

Axis Bank

Kulu

Axis Bank Ltd., Ground Floor, Kulu Khasra No. 2478/1, Khata Nullno. 400/555, Dhalpur, Gandhi Nagar,Tehsil Null Kullu - 175101,Himachal Pradesh, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

UTIB0002032

MICR Code

175211002

Bank Of Baroda

Kullu, Himachal Pradesh

Asha Deep Gandhi Nagar Kullu Himachal Pradesh, Kulu, Himachal Pradesh, India

IFSC Code

BARB0KULLUX

MICR Code

175012002

1800223344

Canara Bank

Bhuntar

Near New Bridge, Manikaran-Manali Road, Bhuntar, District. Kullu- 175125, Kulu, Himachal Pradesh, India

IFSC Code

CNRB0005072

MICR Code

175015003

91-1234567890

Canara Bank

Kullu

C/O Canara Bank, Akhara Bazar, Kullu 175101, Kulu, Himachal Pradesh, India

IFSC Code

CNRB0002420

MICR Code

175015002

1902-222134

Central Bank Of India

Bhuntar

Mandi Kullu Road, Bhuntar, District-Kullu, H.Pradesh-175125, Kulu, Himachal Pradesh, India

IFSC Code

CBIN0280422

MICR Code

175016002

22-22612008

Central Bank Of India

Kullu

Cbi, Kullu Branch, Opposite Narru Clinic, Nh 21 Dhalpur, Kullu, District Kullu, Himachal Pradesh 175101, Kulu, Himachal Pradesh, India

IFSC Code

CBIN0284095

MICR Code

175016004

22-22612008

Hdfc Bank

Bhuntar

Hdfc Bank Ltd. Main Road, Adjoining Union Bank, Bhuntar Kullu Himachal Pradesh 175125, Kulu, Himachal Pradesh, India

IFSC Code

HDFC0003128

MICR Code

175240004

91-8001804333

Hdfc Bank

Kullu

Hdfc Bank Ltdnh-21, Manali Roaddhalpur, Kulu, Himachal Pradesh, India

IFSC Code

HDFC0001737

MICR Code

175240002

91-8001804333

Icici Bank Limited

Bhuntar

Icici Bank Ltd., Near Kullu Manali Airport, Bhuntar Bazaar, Bhuntar, Dist. Kullu, Himachal Pradesh.175125, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

ICIC0004423

MICR Code

175229004

91-6280526646

Idbi Bank

Kulu

Opp. Ioc Petrol Pump, Bhuntar-Kulu, State Highway, Kulu, Himachal Pradesh, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

IBKL0000785

MICR Code

175259002

91-7046450007

Jammu And Kashmir Bank Limited

Kullu

Ist Floor, Harison Building, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

JAKA0KULLOO

MICR Code

175051002

190-2222227

Jammu And Kashmir Bank Limited

Manali

Near Mayur Resturant,Govind Complex, Manali, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

JAKA0MANALI

MICR Code

175051102

190-2253778

Punjab And Sind Bank

Kullu

Kullu-Manali Road, Gandhi Nagar, Opp. Matani Eye Hospital, Tehsil Sadar, Distt. Kullu, Himachal Pradesh- 175101, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

PSIB0021047

MICR Code

175023002

1902-224008

Punjab National Bank

Jindor

Pnb Bo Jindor Block And Teh Kullu Distt Kullu Himachal Pradesh Kulma 175138, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

PUNB0559500

MICR Code

NONMICR

nan-8171997805

State Bank Of India

Banogi Bashing

State Bank Of Indiavillage Banogi Bashingpost Office Babelitehsil And District Kuluhimachal Pradesh, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

SBIN0051540

MICR Code

175002015

1902-9418433227

State Bank Of India

Bhunter

Dist Kulu, Himachal Pradesh 175125, Kulu, Kullu, Himachal Pradesh, India

IFSC Code

SBIN0003633

MICR Code

175002125

State Bank Of India

Katrain

Dist Kulu, Himachal Pradesh 175129, Kulu, Kullu, Himachal Pradesh, India

IFSC Code

SBIN0003250

MICR Code

175002031

State Bank Of India

Kullu

Akhara Bazar Hp 175101, Kulu, Uu, Himachal Pradesh, India

IFSC Code

SBIN0050231

MICR Code

175002005

222457

State Bank Of India

Kullu Akhara Bazar

Akhara Bazarkulu,Pokulu Dist Kulu,Himachal Pradesh175101, Kulu, Kullu, Himachal Pradesh, India

IFSC Code

SBIN0011852

MICR Code

175002081

State Bank Of India

Kungash

Dist Kulu, Himachal Pradesh 172026, Kulu, Kullu, Himachal Pradesh, India

IFSC Code

SBIN0009300

MICR Code

172002041

The Kangra Central Cooperative Bank Limited

Bhunter

Teshil & Dsitt. Kulu 175125, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

KACE0000041

MICR Code

175850007

1902-265090

The Kangra Central Cooperative Bank Limited

Bhutti Colony

Tehsil & Distt. Kulu H.P. 175126, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

KACE0000130

MICR Code

175850021

1902-260616

The Kangra Central Cooperative Bank Limited

Bhutti-Lag Valley

Bo Bhutti(Lag Valley) Vpo Bhutti Tehsil Adnd Distt Kullu Hp Pin 175102, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

KACE0000211

1902-239006

The Kangra Central Cooperative Bank Limited

Gandhi Nagar

Kulu Distt. Kulu H.P., Kulu, Kulu, Himachal Pradesh, India

IFSC Code

KACE0000099

MICR Code

175850018

1902-225545

The Kangra Central Cooperative Bank Limited

Kulu

Tehsil & Distt Kulu H.P. 175101, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

KACE0000006

MICR Code

175850002

1902-222598

The Kangra Central Cooperative Bank Limited

Parla Bhuntar

Teshil & Distt Kullu H.P. 175125, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

KACE0000151

MICR Code

175850015

1902-265584

Union Bank Of India

Bhuntur

Ubi,Near Sunbeam Hotel,Kulu,Himachal Pradesh-175125, Kulu, Kullu, Himachal Pradesh, India

IFSC Code

UBIN0555801

MICR Code

175026003

266440

Union Bank Of India

Kullu

Ground Floor, Hn 15, Ward No 1, Akhara Bazar, Kullu175101, Kulu, Kulu, Himachal Pradesh, India

IFSC Code

UBIN0915581

1902-224044

Union Bank Of India

Kulu ,Dist. Kulu

Sarvari Bazar, Near Bus Stand,Dist. Kulu, Himachal Pradesh,Pin - 175 101., Kulu, Kullu, Himachal Pradesh, India

IFSC Code

UBIN0537217

MICR Code

175026002

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Kulu? Explore IFSC codes in these nearby cities in Himachal Pradesh:

View all cities in Himachal Pradesh

How to Find & Use IFSC Codes in Kulu

Find Your Branch

Use the search above to find your bank branch in Kulu. You can search by bank name, branch name, or area.

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Kulu has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Kulu

Related Resources

Back to Himachal Pradesh All States & Cities All Banks National IFSC Finder

About IFSC Codes in Kulu

Kulu is a major financial hub in Himachal Pradesh, hosting 29 bank branches from 13 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Kulu bank branch is essential.

Our comprehensive directory includes all major banks operating in Kulu, including The Kangra Central Cooperative Bank Limited, State Bank Of India, Union Bank Of India, Central Bank Of India, Canara Bank, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Kulu resident looking for your home branch, a business setting up vendor payments, or someone sending money to Kulu, you'll find all the IFSC codes you need right here.