How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Jowai?

There are 18 bank branches currently operating in Jowai, Meghalaya. Our directory includes branches from 15 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Jowai?

Hdfc Bank has the most branches in Jowai with 2 locations, followed by State Bank Of India with 2 branches and Yes Bank with 2 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Jowai?

To find an IFSC code in Jowai: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Jowai branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Jowai.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Jowai branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Jowai?

Yes, you can search for branches by area within Jowai. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Jowai.

What if I can't find my bank branch in Jowai?

If you cannot find a specific branch in Jowai: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Jowai?

Yes, all IFSC codes in Jowai (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Jowai branch.

How often is the Jowai IFSC code data updated?

We update our Jowai IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Jowai, Meghalaya

IFSC & MICR Codes for All Bank Branches in Jowai – 2026 Updated

Complete directory of 18+ bank branches across 15 banks with verified IFSC codes, addresses, and contact details

18+

Bank Branches

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

18 Branches

Verified Records

Popular Banks in Jowai

Hdfc Bank

2 Branches

State Bank Of India

2 Branches

Yes Bank

2 Branches

Bank Of Baroda

1 Branch

Canara Bank

1 Branch

Federal Bank

1 Branch

Idbi Bank

1 Branch

Icici Bank Limited

1 Branch

Indian Overseas Bank

1 Branch

The Meghalaya Cooperative Apex Bank Ltd

1 Branch

Slice Small Finance Bank Limited

1 Branch

Punjab National Bank

1 Branch

Showing top 12 banks. Scroll down to see all Jowai branches.

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Find IFSC, MICR codes, branch addresses, and contact details for all banks in Jowai

All Bank Branches in Jowai (18 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Axis Bank	Jowai	Lumsooiung, New Hill P.S. Jowai, Dist. Jaintia Hills Meghalaya, Pin 793150, Jowai, Jaintia Hills, Meghalaya, India	UTIB0000852	793211527	N/A
Bank Of Baroda	Jowai,Meghalaya	New Hill Jowai, District Jantia Hill, Meghalaya 793150, Jowai, Jaintia Hills, Meghalaya, India	BARB0JOWAIX	793012102	1800223344
Canara Bank	Jowai	1St Floor, Ladthadlaboh Nh 44, West Jaintia Hills, Jowai 793 150, Jowai, Jaintia Hills, Meghalaya, India	CNRB0004076	793015102	3652-223615
Federal Bank	Jowai	Lathadlaboh, Jowai, Vill- Mowkaiaw, West Jaintia Hills District, Meghalaya - 793150, Jowai, West Jaintia Hills, Meghalaya, India	FDRL0002590	WAITING	91-9101995334
Hdfc Bank	Jowai	Hdfc Bank Ltdp.B.Building, Loom-Soo-Iungnew Hill,, Jowai, Jaintia Hills, Meghalaya, India	HDFC0001812	793240501	91-8003453333
Hdfc Bank	The Jowai Cooperative Urban Bank Ltd	Merusa Building Lawmusiang Jowai 793150, Jowai, Jaintia Hills, Meghalaya, India	HDFC0CJCUBL	793807501	91-9862463858
Icici Bank Limited	Jowai, Meghalaya	Icici Bank Ltd., New Hills, Jaintia Hills Near Police Point , Jowai Meghalaya.793150, Jowai, Jaintia Hills, Meghalaya, India	ICIC0000960	793229501	91-8638096803
Idbi Bank	Jowai	Idbi Bank Ltd, Merusa And Sons Complex,Ladthadlaboh,West Jaintia Hills,Jowai 793150, Jowai, Jaintia Hills, Meghalaya, India	IBKL0001223	793259102	91-8402917126
Indian Overseas Bank	Jowai	Po Jowai Dist West Jaintia Hills Pin 793150 Meghalaya, Jowai, Jaintia Hills, Meghalaya, India	IOBA0003520	WAITING	361-2464397
Punjab National Bank	Jowai	Jowtawmusinng Road,Jowai,Meghalaya, Jowai, Jaintia Hill, Meghalaya, India	PUNB0004320	WAITING	N/A
Slice Small Finance Bank Limited	Jowai	Ladthalaboh,Jowai,P.O-Jowai,P.S-Jowai,Meghalaya,793150, Jowai, Etjaintiahill, Meghalaya, India	NESF0000155	793773102	N/A
State Bank Of India	Amlarem	Dist Jaintia Hills,Meghalaya 793150, Jowai, Jaintia Hills, Meghalaya, India	SBIN0007972	793002501	N/A
State Bank Of India	Jowai	Distjaintia Hills Meghalaya 793150, Jowai, Jaintia Hills, Meghalaya, India	SBIN0003665	793002505	0-0
The Meghalaya Cooperative Apex Bank Ltd	Jowai	Jowai, West Jaintia Hills Dist., Jowai, West Jaintia Hills, Meghalaya, India	MCAB0000004	N/A	0-0
Uco Bank	Jowai	Iaphi Shopping Complex Iawmusiang Tympang Club Jowai, West Jaintia Hills ,Meghalaya Pin 793150, Jowai, Jaintia Hills, Meghalaya, India	UCBA0002758	793028102	365-2220551
Union Bank Of India	Jowai	Loom Soo Lung, New Hil Jaintia Hill, Jowai Pin Code 793150, Jowai, Jaintia Hill, Meghalaya, India	UBIN0564125	N/A	N/A
Yes Bank	Meghalaya Coop Apex Bank Jowai	Jowai 793150 West Jaintia Hills District, Jowai, Jaintia Hills, Meghalaya, India	YESB0MCA004	793618102	8575019924
Yes Bank	Meghalaya Coop Apex Bank Ladthalabo	Ladthalaboh Jowai,West Jaintia Hills,793150, Jowai, West Jaintia Hills, Meghalaya, India	YESB0MCA034	793618103	3652-223413

Axis Bank

Jowai

Lumsooiung, New Hill P.S. Jowai, Dist. Jaintia Hills Meghalaya, Pin 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

UTIB0000852

MICR Code

793211527

Bank Of Baroda

Jowai,Meghalaya

New Hill Jowai, District Jantia Hill, Meghalaya 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

BARB0JOWAIX

MICR Code

793012102

1800223344

Canara Bank

Jowai

1St Floor, Ladthadlaboh Nh 44, West Jaintia Hills, Jowai 793 150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

CNRB0004076

MICR Code

793015102

3652-223615

Federal Bank

Jowai

Lathadlaboh, Jowai, Vill- Mowkaiaw, West Jaintia Hills District, Meghalaya - 793150, Jowai, West Jaintia Hills, Meghalaya, India

IFSC Code

FDRL0002590

MICR Code

WAITING

91-9101995334

Hdfc Bank

Jowai

Hdfc Bank Ltdp.B.Building, Loom-Soo-Iungnew Hill,, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

HDFC0001812

MICR Code

793240501

91-8003453333

Hdfc Bank

The Jowai Cooperative Urban Bank Ltd

Merusa Building Lawmusiang Jowai 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

HDFC0CJCUBL

MICR Code

793807501

91-9862463858

Icici Bank Limited

Jowai, Meghalaya

Icici Bank Ltd., New Hills, Jaintia Hills Near Police Point , Jowai Meghalaya.793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

ICIC0000960

MICR Code

793229501

91-8638096803

Idbi Bank

Jowai

Idbi Bank Ltd, Merusa And Sons Complex,Ladthadlaboh,West Jaintia Hills,Jowai 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

IBKL0001223

MICR Code

793259102

91-8402917126

Indian Overseas Bank

Jowai

Po Jowai Dist West Jaintia Hills Pin 793150 Meghalaya, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

IOBA0003520

MICR Code

WAITING

361-2464397

Punjab National Bank

Jowai

Jowtawmusinng Road,Jowai,Meghalaya, Jowai, Jaintia Hill, Meghalaya, India

IFSC Code

PUNB0004320

MICR Code

WAITING

Slice Small Finance Bank Limited

Jowai

Ladthalaboh,Jowai,P.O-Jowai,P.S-Jowai,Meghalaya,793150, Jowai, Etjaintiahill, Meghalaya, India

IFSC Code

NESF0000155

MICR Code

793773102

State Bank Of India

Amlarem

Dist Jaintia Hills,Meghalaya 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

SBIN0007972

MICR Code

793002501

State Bank Of India

Jowai

Distjaintia Hills Meghalaya 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

SBIN0003665

MICR Code

793002505

0-0

The Meghalaya Cooperative Apex Bank Ltd

Jowai

Jowai, West Jaintia Hills Dist., Jowai, West Jaintia Hills, Meghalaya, India

IFSC Code

MCAB0000004

0-0

Uco Bank

Jowai

Iaphi Shopping Complex Iawmusiang Tympang Club Jowai, West Jaintia Hills ,Meghalaya Pin 793150, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

UCBA0002758

MICR Code

793028102

365-2220551

Union Bank Of India

Jowai

Loom Soo Lung, New Hil Jaintia Hill, Jowai Pin Code 793150, Jowai, Jaintia Hill, Meghalaya, India

IFSC Code

UBIN0564125

Yes Bank

Meghalaya Coop Apex Bank Jowai

Jowai 793150 West Jaintia Hills District, Jowai, Jaintia Hills, Meghalaya, India

IFSC Code

YESB0MCA004

MICR Code

793618102

8575019924

Yes Bank

Meghalaya Coop Apex Bank Ladthalabo

Ladthalaboh Jowai,West Jaintia Hills,793150, Jowai, West Jaintia Hills, Meghalaya, India

IFSC Code

YESB0MCA034

MICR Code

793618103

3652-223413

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Jowai? Explore IFSC codes in these nearby cities in Meghalaya:

View all cities in Meghalaya

How to Find & Use IFSC Codes in Jowai

Find Your Branch

Use the search above to find your bank branch in Jowai. You can search by bank name, branch name, or area.

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Jowai has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Jowai

Related Resources

Back to Meghalaya All States & Cities All Banks National IFSC Finder

About IFSC Codes in Jowai

Jowai is a major financial hub in Meghalaya, hosting 18 bank branches from 15 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Jowai bank branch is essential.

Our comprehensive directory includes all major banks operating in Jowai, including Hdfc Bank, State Bank Of India, Yes Bank, Bank Of Baroda, Canara Bank, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Jowai resident looking for your home branch, a business setting up vendor payments, or someone sending money to Jowai, you'll find all the IFSC codes you need right here.