How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Garacharma?

There are 1 bank branches currently operating in Garacharma, Andaman And Nicobar Island. Our directory includes branches from 1 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Garacharma?

Bank Of Baroda has the most branches in Garacharma with 1 locations, followed by HDFC Bank with 0 branches and ICICI Bank with 0 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Garacharma?

To find an IFSC code in Garacharma: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Garacharma branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Garacharma.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Garacharma branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Garacharma?

Yes, you can search for branches by area within Garacharma. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Garacharma.

What if I can't find my bank branch in Garacharma?

If you cannot find a specific branch in Garacharma: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Garacharma?

Yes, all IFSC codes in Garacharma (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Garacharma branch.

How often is the Garacharma IFSC code data updated?

We update our Garacharma IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Garacharma, Andaman And Nicobar Island

IFSC & MICR Codes for All Bank Branches in Garacharma – 2026 Updated

Complete directory of 1+ bank branches across 1 banks with verified IFSC codes, addresses, and contact details

1+

Bank Branches

1

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

1 Branches

Verified Records

Popular Banks in Garacharma

Bank Of Baroda

1 Branch

Search IFSC Codes in Garacharma

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Find IFSC, MICR codes, branch addresses, and contact details for all banks in Garacharma

All Bank Branches in Garacharma (1 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Bank Of Baroda	Garacharma	Vijaya Bank, Sak Building, Garacharma, Portblair, Andaman, Portblair, 744105, Garacharma, South Andaman, Andaman And Nicobar Island, India	BARB0VJGARA	744012003	22-1800223344

Bank Of Baroda

Garacharma

Vijaya Bank, Sak Building, Garacharma, Portblair, Andaman, Portblair, 744105, Garacharma, South Andaman, Andaman And Nicobar Island, India

IFSC Code

BARB0VJGARA

MICR Code

744012003

22-1800223344

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Garacharma? Explore IFSC codes in these nearby cities in Andaman And Nicobar Island:

Andaman And Nicobar Island

View all cities in Andaman And Nicobar Island

How to Find & Use IFSC Codes in Garacharma

1

Find Your Branch

Use the search above to find your bank branch in Garacharma. You can search by bank name, branch name, or area.

2

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

3

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

4

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Garacharma has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Garacharma

Related Resources

Back to Andaman And Nicobar Island All States & Cities All Banks National IFSC Finder

About IFSC Codes in Garacharma

Garacharma is a major financial hub in Andaman And Nicobar Island, hosting 1 bank branches from 1 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Garacharma bank branch is essential.

Our comprehensive directory includes all major banks operating in Garacharma, including Bank Of Baroda, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Garacharma resident looking for your home branch, a business setting up vendor payments, or someone sending money to Garacharma, you'll find all the IFSC codes you need right here.