How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

How many bank branches are in Champhai?

There are 10 bank branches currently operating in Champhai, Mizoram. Our directory includes branches from 9 different banks with verified IFSC codes, MICR codes, addresses, and contact details. All data is sourced from RBI/NPCI and updated as of February 19, 2026.

Which banks have the most branches in Champhai?

State Bank Of India has the most branches in Champhai with 2 locations, followed by Canara Bank with 1 branches and Hdfc Bank with 1 branches. You can view complete branch lists for each bank using our search tool above.

How do I find the IFSC code for a specific bank branch in Champhai?

To find an IFSC code in Champhai: 1) Use the search box above and select your bank from the dropdown, 2) Browse the complete branch list below and use Ctrl+F to search for your branch name or area, 3) Click on any bank in the "Popular Banks" section to see all their Champhai branches, or 4) Visit the specific bank page (e.g., /banks/sbi) and filter by Champhai.

What is an IFSC code and why do I need it?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. You need the IFSC code for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), IMPS (Immediate Payment Service), and UPI payments. The first 4 characters represent the bank, the 5th is always 0, and the last 6 identify the specific branch.

Are the IFSC codes on this page verified and up-to-date?

Yes, all IFSC codes for Champhai branches are sourced directly from RBI (Reserve Bank of India) and NPCI (National Payments Corporation of India) databases. Our data was last updated on February 19, 2026 and includes verified branch addresses, MICR codes, and contact information. We regularly sync with official sources to ensure accuracy.

Can I search for branches by area or PIN code in Champhai?

Yes, you can search for branches by area within Champhai. Use the search box above or scroll through the complete branch table below and use the search filter to enter your area name, PIN code, or branch name. The table will instantly filter results to show only matching branches in Champhai.

What if I can't find my bank branch in Champhai?

If you cannot find a specific branch in Champhai: 1) Check nearby areas listed at the bottom of this page, 2) Try searching by the bank name instead of branch name, 3) Use our national IFSC search on the homepage, or 4) Check if the branch is newly opened (we update data regularly but there may be a delay for very new branches). You can also contact us to report missing branches.

How do I use an IFSC code for online money transfer?

To use an IFSC code for online transfer: 1) Log into your bank's net banking or mobile app, 2) Go to 'Add Beneficiary' or 'Fund Transfer' section, 3) Enter the beneficiary's account number, 4) Enter the IFSC code of their bank branch (you can copy it from this page), 5) Verify details and complete registration, 6) After approval (usually instant to 24 hours), you can transfer money via NEFT/RTGS/IMPS.

Is there a standard format for IFSC codes in Champhai?

Yes, all IFSC codes in Champhai (and across India) follow the same 11-character format: First 4 characters = Bank code (e.g., 'SBIN' for State Bank of India), 5th character = Always '0' (reserved for future use), Last 6 characters = Branch code (unique to each branch). Example: SBIN0001234 where SBIN is the bank, 0 is standard, and 001234 identifies the specific Champhai branch.

How often is the Champhai IFSC code data updated?

We update our Champhai IFSC code database regularly by syncing with RBI and NPCI official sources. The current data was last updated on February 19, 2026. We perform updates monthly to include new branches, closed branches, and any changes to existing branch details. You can always check the "Last Updated" date at the top of this page for the most recent data refresh.

Champhai, Mizoram

IFSC & MICR Codes for All Bank Branches in Champhai – 2026 Updated

Complete directory of 10+ bank branches across 9 banks with verified IFSC codes, addresses, and contact details

10+

Bank Branches

9

Banks

100%

RBI Verified

RBI/NPCI Sourced

Verified Data

Last Updated

February 19, 2026

10 Branches

Verified Records

Popular Banks in Champhai

State Bank Of India

2 Branches

Canara Bank

1 Branch

Hdfc Bank

1 Branch

Idbi Bank

1 Branch

Icici Bank Limited

1 Branch

Slice Small Finance Bank Limited

1 Branch

Punjab National Bank

1 Branch

Axis Bank

1 Branch

Yes Bank

1 Branch

Search IFSC Codes in Champhai

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Find IFSC, MICR codes, branch addresses, and contact details for all banks in Champhai

All Bank Branches in Champhai (10 Branches)

Bank	Branch Name	Address	IFSC Code	MICR	Contact
Axis Bank	Champhai	Axis Bank Ltd Champhai Branch, Ground & First Floor, D.C Office Road, Po & Ps.Champhai, Dist.Champhai, Near Yma Run, Vengthlang, Dawrveng, Pin.796321, Champhai, Champhai, Mizoram, India	UTIB0003783	796211502	3831-234990
Canara Bank	Champai	Canara Bank 71 Rashi Veng Champai Mijoram 796321, Champhai, Mizoram, India	CNRB0004150	796015501	N/A
Hdfc Bank	Champhai	Hdfc Bank Ltd Vengthlang, Opposite Apex Bank Champhai Mizoram, Champhai, Mizoram, India	HDFC0002264	796240502	91-8003453333
Icici Bank Limited	Champhai	Icici Bank Ltd., Vengthlang, Aizawl Road, Champhai, Mizoram.796321, Champhai, Champhai, Mizoram, India	ICIC0007597	796229005	91-8414958566
Idbi Bank	Champhai	C-24 Champhai Vengthlang, Champhai, Champhai, Mizoram, India	IBKL0002045	796259503	91-7005222319
Punjab National Bank	Champhai	Champhai, Po-Venthlang, Dist-Champhai, Mizoram, Pin-796321, Champhai, Champhai, Mizoram, India	PUNB0220220	WAITING	nan-9454945427
Slice Small Finance Bank Limited	Champhai	K.Khuangzika Building,Awpui Phei,Vengthlang,Near Presbyterian Church,Po Champhai,Ps Champhai, Champhai, Champhai, Mizoram, India	NESF0000219	796773004	N/A
State Bank Of India	Champhai	Distchamphai Mizoram 796321, Champhai, Champhai, Mizoram, India	SBIN0005823	796002501	N/A
State Bank Of India	Zokhawthar	Zokhawthar, Dist Aizawl, Mizoram- 796321, Champhai, Champhai, Meghalaya, India	SBIN0018503	796002527	8730003915
Yes Bank	Mizoram Coop Apex Bank Champhai	Champhai Vengthlang 796321, Champhai, Champhai, Mizoram, India	YESB0MAB008	796806502	3831-235424

Axis Bank

Champhai

Axis Bank Ltd Champhai Branch, Ground & First Floor, D.C Office Road, Po & Ps.Champhai, Dist.Champhai, Near Yma Run, Vengthlang, Dawrveng, Pin.796321, Champhai, Champhai, Mizoram, India

IFSC Code

UTIB0003783

MICR Code

796211502

3831-234990

Canara Bank

Champai

Canara Bank 71 Rashi Veng Champai Mijoram 796321, Champhai, Mizoram, India

IFSC Code

CNRB0004150

MICR Code

796015501

Hdfc Bank

Champhai

Hdfc Bank Ltd Vengthlang, Opposite Apex Bank Champhai Mizoram, Champhai, Mizoram, India

IFSC Code

HDFC0002264

MICR Code

796240502

91-8003453333

Icici Bank Limited

Champhai

Icici Bank Ltd., Vengthlang, Aizawl Road, Champhai, Mizoram.796321, Champhai, Champhai, Mizoram, India

IFSC Code

ICIC0007597

MICR Code

796229005

91-8414958566

Idbi Bank

Champhai

C-24 Champhai Vengthlang, Champhai, Champhai, Mizoram, India

IFSC Code

IBKL0002045

MICR Code

796259503

91-7005222319

Punjab National Bank

Champhai

Champhai, Po-Venthlang, Dist-Champhai, Mizoram, Pin-796321, Champhai, Champhai, Mizoram, India

IFSC Code

PUNB0220220

MICR Code

WAITING

nan-9454945427

Slice Small Finance Bank Limited

Champhai

K.Khuangzika Building,Awpui Phei,Vengthlang,Near Presbyterian Church,Po Champhai,Ps Champhai, Champhai, Champhai, Mizoram, India

IFSC Code

NESF0000219

MICR Code

796773004

State Bank Of India

Champhai

Distchamphai Mizoram 796321, Champhai, Champhai, Mizoram, India

IFSC Code

SBIN0005823

MICR Code

796002501

State Bank Of India

Zokhawthar

Zokhawthar, Dist Aizawl, Mizoram- 796321, Champhai, Champhai, Meghalaya, India

IFSC Code

SBIN0018503

MICR Code

796002527

8730003915

Yes Bank

Mizoram Coop Apex Bank Champhai

Champhai Vengthlang 796321, Champhai, Champhai, Mizoram, India

IFSC Code

YESB0MAB008

MICR Code

796806502

3831-235424

Nearby Cities & Areas for Bank Branches

Looking for bank branches near Champhai? Explore IFSC codes in these nearby cities in Mizoram:

View all cities in Mizoram

How to Find & Use IFSC Codes in Champhai

1

Find Your Branch

Use the search above to find your bank branch in Champhai. You can search by bank name, branch name, or area.

2

Verify Details

Check the branch address, contact details, and verify it matches your bank location.

3

Copy IFSC Code

Click on the IFSC code to copy it. It's an 11-character code unique to each branch.

4

Use for Transfers

Enter the IFSC code during NEFT, RTGS, IMPS, or UPI transactions to transfer money accurately.

What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify bank branches uniquely across India. The first 4 characters represent the bank, the 5th character is 0 (reserved for future use), and the last 6 characters identify the specific branch. Every bank branch in Champhai has a unique IFSC code required for electronic fund transfers like NEFT, RTGS, and IMPS.

Frequently Asked Questions – IFSC Codes in Champhai

Related Resources

Back to Mizoram All States & Cities All Banks National IFSC Finder

About IFSC Codes in Champhai

Champhai is a major financial hub in Mizoram, hosting 10 bank branches from 9 different banking institutions. Each branch has a unique IFSC code required for electronic fund transfers across India. Whether you're setting up NEFT payments, receiving salary via RTGS, or using IMPS for instant transfers, having the correct IFSC code for your Champhai bank branch is essential.

Our comprehensive directory includes all major banks operating in Champhai, including State Bank Of India, Canara Bank, Hdfc Bank, Idbi Bank, Icici Bank Limited, and many more. Each listing provides complete details including the 11-character IFSC code, 9-digit MICR code (for cheque processing), full branch address, and contact phone numbers where available.

All data on this page is sourced from official RBI and NPCI databases and is regularly updated to ensure accuracy. Whether you're a Champhai resident looking for your home branch, a business setting up vendor payments, or someone sending money to Champhai, you'll find all the IFSC codes you need right here.