How to Find Bank IFSC Code: 7 Easy Methods
Learn 7 simple methods to find any bank's IFSC code quickly and accurately. Whether you need it for NEFT, RTGS, or IMPS transfers, these methods work for all major banks including SBI, HDFC, ICICI, and Axis Bank.
7 Methods to Find IFSC Code
Method 1: Bank Cheque Book (Most Common)
Your bank cheque book contains the IFSC code printed on every cheque leaf. This is the easiest and most reliable method.
Where to Look:
- • Top left corner of the cheque leaf
- • Center of the cheque (sometimes)
- • Along with bank address and branch details
- • Usually labeled as "IFSC" or "IFSC Code"
Step-by-Step Process:
- 1.Open your cheque book and take out any cheque leaf
- 2.Look at the top section of the cheque
- 3.Find the 11-character alphanumeric code (e.g., SBIN0001234)
- 4.Note it down for your fund transfer needs
⚠️ Important: The IFSC code printed on cheques is always current and RBI-verified. Trust this code 100%.
Method 2: Bank Passbook
Your bank passbook contains complete account information including IFSC code on the first or second page.
What to Do:
- • Open your passbook to the first page (account opening page)
- • Look for "Account Details" or "Branch Information" section
- • Find the 11-character IFSC code
- • The passbook also shows MICR code and branch address
Method 3: Online Banking Portal
Access your internet banking account to find IFSC code in account details or profile section.
Step-by-Step:
- 1.Login to your bank's internet banking portal
- 2.Go to "My Accounts" or "Account Details" section
- 3.Select your account number
- 4.Look for "Branch Details" or "Account Summary"
- 5.Find the IFSC code listed with branch information
Method 4: Mobile Banking App
Most banking apps display IFSC code in account details or when adding beneficiaries.
- • Open your bank's mobile app
- • Go to Account Details or Profile section
- • Find IFSC code under branch information
- • Many apps show it when adding beneficiaries too
Method 5: Bank's Official Website
Most banks have an IFSC code finder tool on their website.
- • Visit your bank's official website
- • Look for "Branch Locator" or "IFSC Finder" section
- • Enter state, city, and branch name
- • Get complete branch details including IFSC code
Method 6: RBI IFSC Finder
RBI provides an official IFSC code finder on their website.
- • Visit RBI's official website
- • Go to "IFSC Code Search" section
- • Select bank name and branch location
- • Get RBI-verified IFSC code
Method 7: Bankonic IFSC Search (Fastest)
Use Bankonic's comprehensive IFSC code finder with 150,000+ bank branches database.
Why Use Bankonic?
- • Fastest Search: Results in under 200ms
- • Comprehensive: 150,000+ branches across India
- • Updated Daily: RBI-verified data
- • Multiple Search: By bank, state, city, or branch
- • Mobile-Optimized: Works perfectly on phones
- • Completely Free: No registration required
Common Mistakes to Avoid
- ×Using outdated IFSC codes: Banks update IFSC codes when branches merge or relocate. Always verify with current sources.
- ×Using wrong branch's IFSC: Each branch has a unique IFSC code. Don't use another branch's code even in the same city.
- ×Typing errors: Double-check every character. One wrong character can send money to wrong account.
- ×Confusing with MICR: IFSC is 11 characters for electronic transfers; MICR is 9 digits for cheques.