RBI Verified • Updated 26 February 2026
UTKS0002149 - Araria Utkarsh Small Finance Bank IFSC Code Araria
Araria, Bihar
U
Full Branch Details for UTKS0002149
UTKS0002149
For NEFT, RTGS & IMPS transactions
IFSC Format Breakdown
UTKS - Bank Code
0 - Reserved (0)
002149 - Branch Code
854762009
For cheque clearing (printed on cheques)
MICR Code Details
854 - City Code
762 - Bank Code
009 - Branch Code
Branch Contact & Location Details
Full Address
Ground Floor Near Miliya,College,Zero Mile National Highway,327 Siliguri RoadAraria - 854311Bihar
Contact Number0-0
Working Hours
Mon-Fri: 10:00 AM - 4:00 PM
Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)
Closed on 2nd & 4th Saturdays, Sundays & bank holidays
How to Use UTKS0002149 for Bank Transfers (NEFT/RTGS/IMPS/UPI)
Use this IFSC code when transferring money to any account at Utkarsh Small Finance Bank Araria branch. Here's how different transfer methods work:
💸
NEFT
- Timing: 24x7 Available
- Limit: No minimum or maximum limit
- Charges: ₹0-25 based on amount
⚡
RTGS
- Timing: 24x7 Available
- Limit: Min ₹2 Lakhs
- Charges: ₹25-55 based on amount
🚀
IMPS
- Timing: Instant (24x7)
- Limit: Max ₹5 Lakhs per transaction
- Charges: ₹0-15 based on bank
Step-by-Step: How to Transfer Money Using This IFSC Code
- 1Log in to your bank's net banking or mobile banking app
- 2Go to "Add Beneficiary" or "Manage Payee" section
- 3Enter beneficiary's account number and UTKS0002149 as IFSC code
- 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
- 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer
Frequently Asked Questions – Araria Branch, Araria
Common questions about Utkarsh Small Finance Bank Araria branch and IFSC UTKS0002149
Location Map & Directions
Nearby Utkarsh Small Finance Bank Branches in Araria
More branches in the same city
No other branches found in Araria
View All Utkarsh Small Finance Bank BranchesBank Holidays
Plan your transactions ahead