RBI Verified • Updated 26 February 2026
UTKS0001744 - Kalamassery, Kochi Utkarsh Small Finance Bank IFSC Code Kerala
Kerala, Kerala
U
Full Branch Details for UTKS0001744
UTKS0001744
For NEFT, RTGS & IMPS transactions
IFSC Format Breakdown
UTKS - Bank Code
0 - Reserved (0)
001744 - Branch Code
683762002
For cheque clearing (printed on cheques)
MICR Code Details
683 - City Code
762 - Bank Code
002 - Branch Code
Branch Contact & Location Details
Full Address
Arkay Building Ground Floor Door No.402 Eloor Road Opp Of Ganpathy Temple North Kalamassery ErnakulamKerala - 683104
Contact NumberN/A - Contact bank customer service
Working Hours
Mon-Fri: 10:00 AM - 4:00 PM
Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)
Closed on 2nd & 4th Saturdays, Sundays & bank holidays
How to Use UTKS0001744 for Bank Transfers (NEFT/RTGS/IMPS/UPI)
Use this IFSC code when transferring money to any account at Utkarsh Small Finance Bank Kalamassery, Kochi branch. Here's how different transfer methods work:
💸
NEFT
- Timing: 24x7 Available
- Limit: No minimum or maximum limit
- Charges: ₹0-25 based on amount
⚡
RTGS
- Timing: 24x7 Available
- Limit: Min ₹2 Lakhs
- Charges: ₹25-55 based on amount
🚀
IMPS
- Timing: Instant (24x7)
- Limit: Max ₹5 Lakhs per transaction
- Charges: ₹0-15 based on bank
Step-by-Step: How to Transfer Money Using This IFSC Code
- 1Log in to your bank's net banking or mobile banking app
- 2Go to "Add Beneficiary" or "Manage Payee" section
- 3Enter beneficiary's account number and UTKS0001744 as IFSC code
- 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
- 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer
Frequently Asked Questions – Kalamassery, Kochi Branch, Kerala
Common questions about Utkarsh Small Finance Bank Kalamassery, Kochi branch and IFSC UTKS0001744
Location Map & Directions
Nearby Utkarsh Small Finance Bank Branches in Kerala
More branches in the same city
No other branches found in Kerala
View All Utkarsh Small Finance Bank BranchesBank Holidays
Plan your transactions ahead
