RBI Verified • Updated 26 February 2026

UTKS0001048 - Lalganj Utkarsh Small Finance Bank IFSC Code Lalganj

Lalganj, Uttar Pradesh

U

Full Branch Details for UTKS0001048

UTKS0001048

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

UTKS - Bank Code

0 - Reserved (0)

001048 - Branch Code

276762203

For cheque clearing (printed on cheques)

MICR Code Details

276 - City Code

762 - Bank Code

203 - Branch Code

Branch Contact & Location Details

Full Address
House No - 44,Ward No.- 2,Village - Hanumangarh,Main Bypass,Panchayat KatgharLalganj - 276202Azamgarh, Uttar Pradesh
Contact Number5463-7234901535
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use UTKS0001048 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Utkarsh Small Finance Bank Lalganj branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and UTKS0001048 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Lalganj Branch, Lalganj

Common questions about Utkarsh Small Finance Bank Lalganj branch and IFSC UTKS0001048

Location Map & Directions

Nearby Utkarsh Small Finance Bank Branches in Lalganj

More branches in the same city

No other branches found in Lalganj

View All Utkarsh Small Finance Bank Branches

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.