Question 1

Where is Utkarsh Small Finance Bank Saidpur located in Saidpur?

Accepted Answer

The IFSC code for Utkarsh Small Finance Bank Saidpur branch in Saidpur is UTKS0001029. The branch is strategically located to serve the Saidpur region within Uttar Pradesh. For accurate fund routing, ensure you use IFSC UTKS0001029 in all your transaction forms.

Question 2

Is Saidpur enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code UTKS0001029 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Saidpur. All modern payment methods are supported, ensuring quick and secure fund transfers to Saidpur-based accounts. Find all Utkarsh Small Finance Bank branches across Uttar Pradesh in our state-wise directory.

Question 3

What banking services are available at Saidpur?

Accepted Answer

Saidpur offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Saidpur have both IFSC UTKS0001029 and MICR 233762101?

Accepted Answer

The MICR code for Saidpur is 233762101, which is used for automated cheque processing. The 9-digit MICR code 233762101 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC UTKS0001029. Banks use MICR 233762101 to authenticate and process cheques drawn on Saidpur efficiently.

Question 5

When was Saidpur branch information last verified?

Accepted Answer

To confirm Saidpur branch details, verify the IFSC UTKS0001029 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Saidpur banking community.

UTKS0001029 - Saidpur Utkarsh Small Finance Bank IFSC Code Saidpur

Full Branch Details for UTKS0001029

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use UTKS0001029 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Saidpur Branch, Saidpur

Location Map & Directions

Nearby Utkarsh Small Finance Bank Branches in Saidpur

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