Question 1

How can I verify the IFSC code of Utkarsh Small Finance Bank Harahua branch?

Accepted Answer

IFSC UTKS0001003 identifies the Utkarsh Small Finance Bank branch at Harahua in Varanasi, Varanasi district. This branch serves customers in Varanasi and surrounding areas of Varanasi district. Always verify the IFSC UTKS0001003 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Harahua IFSC code?

Accepted Answer

To send money to Utkarsh Small Finance Bank Harahua, use IFSC UTKS0001003 in your UPI and internet banking transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Varanasi, visit our district branch locator.

Question 3

What types of accounts can I open at Harahua?

Accepted Answer

Customers at Harahua can access retail banking, wealth management, insurance products, and mobile banking solutions. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 221762005 for cheque clearing?

Accepted Answer

For cheque-based transactions at Harahua, the MICR code is 221762005. While IFSC UTKS0001003 is used for electronic fund transfers, the MICR code 221762005 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC UTKS0001003; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code UTKS0001003 still active and operational?

Accepted Answer

Always validate IFSC code UTKS0001003 through official Utkarsh Small Finance Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Utkarsh Small Finance Bank's official website or mobile banking app before initiating transactions.

UTKS0001003 - Harahua Utkarsh Small Finance Bank IFSC Code Varanasi

Full Branch Details for UTKS0001003

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use UTKS0001003 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Harahua Branch, Varanasi

Location Map & Directions

Nearby Utkarsh Small Finance Bank Branches in Varanasi

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