Question 1

Where is The Varachha Cooperative Bank Limited Utran located in Surat?

Accepted Answer

Utran branch of The Varachha Cooperative Bank Limited, located in Surat, Gujarat, uses the IFSC code VARA0289028. Operating in Surat, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

Is Utran enabled for RTGS and IMPS transactions?

Accepted Answer

The Utran branch supports UPI and internet banking using IFSC VARA0289028 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more The Varachha Cooperative Bank Limited branches in Surat at The Varachha Cooperative Bank Limited Surat directory.

Question 3

What banking services are available at Utran?

Accepted Answer

The The Varachha Cooperative Bank Limited branch at Utran provides retail banking, wealth management, insurance products, and mobile banking solutions. With IFSC VARA0289028, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

Why does Utran have both IFSC VARA0289028 and MICR 394289002?

Accepted Answer

The Varachha Cooperative Bank Limited Utran uses MICR code 394289002 for cheque clearing operations. Both codes serve distinct purposes: IFSC VARA0289028 for online transfers and MICR 394289002 for cheque reconciliation at Surat clearing house. You'll find the MICR code printed at the bottom of cheques issued by Utran.

Question 5

When was Utran branch information last verified?

Accepted Answer

Before transferring funds, cross-check that IFSC VARA0289028 corresponds to The Varachha Cooperative Bank Limited Utran in Surat. Branch details including IFSC VARA0289028 were last synchronized with RBI data on February 2026. For real-time verification, contact The Varachha Cooperative Bank Limited customer care or visit the branch at Surat.

VARA0289028 - Utran The Varachha Cooperative Bank Limited IFSC Code Surat

Full Branch Details for VARA0289028

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use VARA0289028 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Utran Branch, Surat

Location Map & Directions

Nearby The Varachha Cooperative Bank Limited Branches in Surat

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