RBI Verified • Updated 26 February 2026

VARA0289026 - Vraj Chowk The Varachha Cooperative Bank Limited IFSC Code Surat

Surat, Gujarat

T

Full Branch Details for VARA0289026

VARA0289026

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

VARA - Bank Code

0 - Reserved (0)

289026 - Branch Code

395289023

For cheque clearing (printed on cheques)

MICR Code Details

395 - City Code

289 - Bank Code

023 - Branch Code

Branch Contact & Location Details

Full Address
1St Floor, Administrative Building, Opp. Rushikesh Township, Near Vraj Chowk, Sarthana Varachha RoadSuratGujarat
Contact Number261-6918431
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use VARA0289026 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at The Varachha Cooperative Bank Limited Vraj Chowk branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and VARA0289026 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Vraj Chowk Branch, Surat

Common questions about The Varachha Cooperative Bank Limited Vraj Chowk branch and IFSC VARA0289026

Location Map & Directions

Nearby The Varachha Cooperative Bank Limited Branches in Surat

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.