Question 1

How can I verify the IFSC code of The Varachha Cooperative Bank Limited Kargil Chowk Punagam Branch branch?

Accepted Answer

IFSC VARA0289020 identifies the The Varachha Cooperative Bank Limited branch at Kargil Chowk Punagam Branch in Surat, Surat district. This branch serves customers in Surat and surrounding areas of Surat district. Always verify the IFSC VARA0289020 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Kargil Chowk Punagam Branch IFSC code?

Accepted Answer

To send money to The Varachha Cooperative Bank Limited Kargil Chowk Punagam Branch, use IFSC VARA0289020 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Surat, visit our district branch locator.

Question 3

What types of accounts can I open at Kargil Chowk Punagam Branch?

Accepted Answer

Customers at Kargil Chowk Punagam Branch can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 395289018 for cheque clearing?

Accepted Answer

For cheque-based transactions at Kargil Chowk Punagam Branch, the MICR code is 395289018. While IFSC VARA0289020 is used for electronic fund transfers, the MICR code 395289018 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC VARA0289020; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code VARA0289020 still active and operational?

Accepted Answer

Always validate IFSC code VARA0289020 through official The Varachha Cooperative Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through The Varachha Cooperative Bank Limited's official website or mobile banking app before initiating transactions.

VARA0289020 - Kargil Chowk Punagam Branch The Varachha Cooperative Bank Limited IFSC Code Surat

Full Branch Details for VARA0289020

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use VARA0289020 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Kargil Chowk Punagam Branch Branch, Surat

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