Question 1

Is KSCB0001049 the correct code for Ngef branch?

Accepted Answer

IFSC KSCB0001049 identifies the The Karanataka State Cooperative Apex Bank Limited branch at Ngef in Bangalore, Bangalore Urban district. This branch serves customers in Bangalore and surrounding areas of Bangalore Urban district. Always verify the IFSC KSCB0001049 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How to send money to KSCB0001049 account holders?

Accepted Answer

To send money to The Karanataka State Cooperative Apex Bank Limited Ngef, use IFSC KSCB0001049 in your UPI and internet banking transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Bangalore Urban, visit our district branch locator.

Question 3

Does Ngef offer online banking facilities?

Accepted Answer

Customers at Ngef can access retail banking, wealth management, insurance products, and mobile banking solutions. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

When should I use MICR code instead of IFSC for Ngef?

Accepted Answer

For cheque-based transactions at Ngef, the MICR code is 560226042. While IFSC KSCB0001049 is used for electronic fund transfers, the MICR code 560226042 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC KSCB0001049; reserve MICR for physical cheque instruments only.

Question 5

How do I ensure I'm using the correct IFSC for Ngef?

Accepted Answer

Always validate IFSC code KSCB0001049 through official The Karanataka State Cooperative Apex Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through The Karanataka State Cooperative Apex Bank Limited's official website or mobile banking app before initiating transactions.

KSCB0001049 - Ngef The Karanataka State Cooperative Apex Bank Limited IFSC Code Bangalore

Full Branch Details for KSCB0001049

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use KSCB0001049 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ngef Branch, Bangalore

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