Question 1

Is COSB0000064 the correct code for Productivity Road branch?

Accepted Answer

IFSC COSB0000064 identifies the The Cosmos Co Operative Bank Limited branch at Productivity Road in Vadodara, Vadodara district. This branch serves customers in Vadodara and surrounding areas of Vadodara district. Always verify the IFSC COSB0000064 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How to send money to COSB0000064 account holders?

Accepted Answer

To send money to The Cosmos Co Operative Bank Limited Productivity Road, use IFSC COSB0000064 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Vadodara, visit our district branch locator.

Question 3

Does Productivity Road offer online banking facilities?

Accepted Answer

Customers at Productivity Road can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

When should I use MICR code instead of IFSC for Productivity Road?

Accepted Answer

For cheque-based transactions at Productivity Road, the MICR code is 390164002. While IFSC COSB0000064 is used for electronic fund transfers, the MICR code 390164002 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC COSB0000064; reserve MICR for physical cheque instruments only.

Question 5

How do I ensure I'm using the correct IFSC for Productivity Road?

Accepted Answer

Always validate IFSC code COSB0000064 through official The Cosmos Co Operative Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through The Cosmos Co Operative Bank Limited's official website or mobile banking app before initiating transactions.

COSB0000064 - Productivity Road The Cosmos Co Operative Bank Limited IFSC Code Vadodara

Full Branch Details for COSB0000064

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use COSB0000064 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Productivity Road Branch, Vadodara

Location Map & Directions

Nearby The Cosmos Co Operative Bank Limited Branches in Vadodara

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