RBI Verified • Updated 26 February 2026

COSB0000063 - Vip Road The Cosmos Co Operative Bank Limited IFSC Code Vadodara

Vadodara, Gujarat

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Full Branch Details for COSB0000063

COSB0000063

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

COSB - Bank Code

0 - Reserved (0)

000063 - Branch Code

390164004

For cheque clearing (printed on cheques)

MICR Code Details

390 - City Code

164 - Bank Code

004 - Branch Code

Branch Contact & Location Details

Full Address
Amit Commercial Complex, Ground Floor, Kareli Baugh, Vip RoadVadodara - 390018Gujarat
Contact Number3248712
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use COSB0000063 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at The Cosmos Co Operative Bank Limited Vip Road branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and COSB0000063 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Vip Road Branch, Vadodara

Common questions about The Cosmos Co Operative Bank Limited Vip Road branch and IFSC COSB0000063

Location Map & Directions

Nearby The Cosmos Co Operative Bank Limited Branches in Vadodara

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.