Question 1

What is the IFSC code for Surat, Surat?

Accepted Answer

IFSC SMCB0001038 identifies the Shivalik Small Finance Bank Limited branch at Surat in Surat, Surat district. This branch serves customers in Surat and surrounding areas of Surat district. Always verify the IFSC SMCB0001038 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How do I transfer money to Shivalik Small Finance Bank Limited Surat using NEFT?

Accepted Answer

To send money to Shivalik Small Finance Bank Limited Surat, use IFSC SMCB0001038 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Surat, visit our district branch locator.

Question 3

Is Surat a full-service banking branch?

Accepted Answer

Customers at Surat can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

What is the MICR code for Surat?

Accepted Answer

For cheque-based transactions at Surat, the MICR code is 395721001. While IFSC SMCB0001038 is used for electronic fund transfers, the MICR code 395721001 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC SMCB0001038; reserve MICR for physical cheque instruments only.

Question 5

What information should I verify for SMCB0001038 before making a payment?

Accepted Answer

Always validate IFSC code SMCB0001038 through official Shivalik Small Finance Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Shivalik Small Finance Bank Limited's official website or mobile banking app before initiating transactions.

SMCB0001038 - Surat Shivalik Small Finance Bank Limited IFSC Code Surat

Full Branch Details for SMCB0001038

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use SMCB0001038 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Surat Branch, Surat

Location Map & Directions

Nearby Shivalik Small Finance Bank Limited Branches in Surat

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