Question 1

Is SMCB0001015 the correct code for Ghaziabad branch?

Accepted Answer

IFSC SMCB0001015 identifies the Shivalik Small Finance Bank Limited branch at Ghaziabad in Ghaziabad, Ghaziabad district. This branch serves customers in Ghaziabad and surrounding areas of Ghaziabad district. Always verify the IFSC SMCB0001015 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How to send money to SMCB0001015 account holders?

Accepted Answer

To send money to Shivalik Small Finance Bank Limited Ghaziabad, use IFSC SMCB0001015 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Ghaziabad, visit our district branch locator.

Question 3

Does Ghaziabad offer online banking facilities?

Accepted Answer

Customers at Ghaziabad can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

When should I use MICR code instead of IFSC for Ghaziabad?

Accepted Answer

For cheque-based transactions at Ghaziabad, the MICR code is 110721003. While IFSC SMCB0001015 is used for electronic fund transfers, the MICR code 110721003 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC SMCB0001015; reserve MICR for physical cheque instruments only.

Question 5

How do I ensure I'm using the correct IFSC for Ghaziabad?

Accepted Answer

Always validate IFSC code SMCB0001015 through official Shivalik Small Finance Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Shivalik Small Finance Bank Limited's official website or mobile banking app before initiating transactions.

SMCB0001015 - Ghaziabad Shivalik Small Finance Bank Limited IFSC Code Ghaziabad

Full Branch Details for SMCB0001015

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use SMCB0001015 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ghaziabad Branch, Ghaziabad

Location Map & Directions

Nearby Shivalik Small Finance Bank Limited Branches in Ghaziabad

Need Help?

Bank Holidays