Question 1

How can I verify the IFSC code of Punjab National Bank Gangtok branch?

Accepted Answer

Gangtok branch of Punjab National Bank, located in Gangtok, Sikkim, uses the IFSC code PUNB0099810. Operating in Gangtok, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

What payment methods work with Gangtok IFSC code?

Accepted Answer

The Gangtok branch supports NEFT, RTGS, and IMPS using IFSC PUNB0099810 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Punjab National Bank branches in Gangtok at Punjab National Bank Gangtok directory.

Question 3

What types of accounts can I open at Gangtok?

Accepted Answer

The Punjab National Bank branch at Gangtok provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC PUNB0099810, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

How do I use the MICR code WAITING for cheque clearing?

Accepted Answer

Punjab National Bank Gangtok uses MICR code WAITING for cheque clearing operations. Both codes serve distinct purposes: IFSC PUNB0099810 for online transfers and MICR WAITING for cheque reconciliation at Gangtok clearing house. You'll find the MICR code printed at the bottom of cheques issued by Gangtok.

Question 5

Is the IFSC code PUNB0099810 still active and operational?

Accepted Answer

Before transferring funds, cross-check that IFSC PUNB0099810 corresponds to Punjab National Bank Gangtok in Gangtok. Branch details including IFSC PUNB0099810 were last synchronized with RBI data on February 2026. For real-time verification, contact Punjab National Bank customer care or visit the branch at Gangtok.

PUNB0099810 - Gangtok Punjab National Bank IFSC Code Gangtok

Full Branch Details for PUNB0099810

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use PUNB0099810 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Gangtok Branch, Gangtok

Location Map & Directions

Nearby Punjab National Bank Branches in Gangtok

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