Question 1

How can I verify the IFSC code of Punjab National Bank Margherita branch?

Accepted Answer

The IFSC code for Punjab National Bank Margherita branch in Margherita is PUNB0001820. The branch is strategically located to serve the Margherita region within Assam. For accurate fund routing, ensure you use IFSC PUNB0001820 in all your transaction forms.

Question 2

What payment methods work with Margherita IFSC code?

Accepted Answer

Yes, you can use IFSC code PUNB0001820 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Margherita. All modern payment methods are supported, ensuring quick and secure fund transfers to Margherita-based accounts. Find all Punjab National Bank branches across Assam in our state-wise directory.

Question 3

What types of accounts can I open at Margherita?

Accepted Answer

Margherita offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

How do I use the MICR code WAITING for cheque clearing?

Accepted Answer

The MICR code for Margherita is WAITING, which is used for automated cheque processing. The 9-digit MICR code WAITING facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC PUNB0001820. Banks use MICR WAITING to authenticate and process cheques drawn on Margherita efficiently.

Question 5

Is the IFSC code PUNB0001820 still active and operational?

Accepted Answer

To confirm Margherita branch details, verify the IFSC PUNB0001820 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Margherita banking community.

PUNB0001820 - Margherita Punjab National Bank IFSC Code Margherita

Full Branch Details for PUNB0001820

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use PUNB0001820 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Margherita Branch, Margherita

Location Map & Directions

Nearby Punjab National Bank Branches in Margherita

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