RBI Verified • Updated 26 February 2026

PSIB0020983 - Baddi Punjab And Sind Bank IFSC Code Baddi

Baddi, Himachal Pradesh

P

Full Branch Details for PSIB0020983

PSIB0020983

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

PSIB - Bank Code

0 - Reserved (0)

020983 - Branch Code

160023041

For cheque clearing (printed on cheques)

MICR Code Details

160 - City Code

023 - Bank Code

041 - Branch Code

Branch Contact & Location Details

Full Address
Sai Road Near Bhardwaj HospitalBaddiSolan, Himachal Pradesh
Contact Number91-8930400574
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use PSIB0020983 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Punjab And Sind Bank Baddi branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and PSIB0020983 as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Baddi Branch, Baddi

Common questions about Punjab And Sind Bank Baddi branch and IFSC PSIB0020983

Location Map & Directions

Nearby Punjab And Sind Bank Branches in Baddi

More branches in the same city

No other branches found in Baddi

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Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.