Question 1

What is the IFSC code for Ratnagiri, Ratnagiri?

Accepted Answer

IFSC JSBP0000022 identifies the Janata Sahakari Bank Limited branch at Ratnagiri in Ratnagiri, Ratnagiri district. This branch serves customers in Ratnagiri and surrounding areas of Ratnagiri district. Always verify the IFSC JSBP0000022 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How do I transfer money to Janata Sahakari Bank Limited Ratnagiri using NEFT?

Accepted Answer

To send money to Janata Sahakari Bank Limited Ratnagiri, use IFSC JSBP0000022 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Ratnagiri, visit our district branch locator.

Question 3

Is Ratnagiri a full-service banking branch?

Accepted Answer

Customers at Ratnagiri can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

What is the MICR code for Ratnagiri?

Accepted Answer

For cheque-based transactions at Ratnagiri, the MICR code is 415074051. While IFSC JSBP0000022 is used for electronic fund transfers, the MICR code 415074051 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC JSBP0000022; reserve MICR for physical cheque instruments only.

Question 5

What information should I verify for JSBP0000022 before making a payment?

Accepted Answer

Always validate IFSC code JSBP0000022 through official Janata Sahakari Bank Limited channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Janata Sahakari Bank Limited's official website or mobile banking app before initiating transactions.

JSBP0000022 - Ratnagiri Janata Sahakari Bank Limited IFSC Code Ratnagiri

Full Branch Details for JSBP0000022

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use JSBP0000022 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ratnagiri Branch, Ratnagiri

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