Question 1

Where is Jana Small Finance Bank Ltd Naikudi located in Balasore?

Accepted Answer

The IFSC code for Jana Small Finance Bank Ltd Naikudi branch in Balasore is JSFB0004922. The branch is strategically located to serve the Balasore region within Odisha. For accurate fund routing, ensure you use IFSC JSFB0004922 in all your transaction forms.

Question 2

Is Naikudi enabled for RTGS and IMPS transactions?

Accepted Answer

Yes, you can use IFSC code JSFB0004922 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Naikudi. All modern payment methods are supported, ensuring quick and secure fund transfers to Balasore-based accounts. Find all Jana Small Finance Bank Ltd branches across Odisha in our state-wise directory.

Question 3

What banking services are available at Naikudi?

Accepted Answer

Naikudi offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

Why does Naikudi have both IFSC JSFB0004922 and MICR 756788007?

Accepted Answer

The MICR code for Naikudi is 756788007, which is used for automated cheque processing. The 9-digit MICR code 756788007 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC JSFB0004922. Banks use MICR 756788007 to authenticate and process cheques drawn on Naikudi efficiently.

Question 5

When was Naikudi branch information last verified?

Accepted Answer

To confirm Naikudi branch details, verify the IFSC JSFB0004922 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Balasore banking community.

JSFB0004922 - Naikudi Jana Small Finance Bank Ltd IFSC Code Balasore

Full Branch Details for JSFB0004922

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use JSFB0004922 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Naikudi Branch, Balasore

Location Map & Directions

Nearby Jana Small Finance Bank Ltd Branches in Balasore

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