RBI Verified • Updated 26 February 2026

JAKA0PANZOO - Hard Panzoo Jammu And Kashmir Bank Limited IFSC Code Budgam

Budgam, Jammu And Kashmir

J

Full Branch Details for JAKA0PANZOO

JAKA0PANZOO

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

JAKA - Bank Code

0 - Reserved (0)

PANZOO - Branch Code

191051025

For cheque clearing (printed on cheques)

MICR Code Details

191 - City Code

051 - Bank Code

025 - Branch Code

Branch Contact & Location Details

Full Address
KhansahibBudgamJammu And Kashmir
Contact Number195-9419007715
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use JAKA0PANZOO for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Jammu And Kashmir Bank Limited Hard Panzoo branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and JAKA0PANZOO as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Hard Panzoo Branch, Budgam

Common questions about Jammu And Kashmir Bank Limited Hard Panzoo branch and IFSC JAKA0PANZOO

Location Map & Directions

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.