RBI Verified • Updated 26 February 2026

JAKA0KARLAL - Lal Chowk Kargil Jammu And Kashmir Bank Limited IFSC Code Kargil

Kargil, Jammu And Kashmir

J

Full Branch Details for JAKA0KARLAL

JAKA0KARLAL

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

JAKA - Bank Code

0 - Reserved (0)

KARLAL - Branch Code

194051021

For cheque clearing (printed on cheques)

MICR Code Details

194 - City Code

051 - Bank Code

021 - Branch Code

Branch Contact & Location Details

Full Address
LalchowkKargilJammu And Kashmir
Contact Number918-9419899712
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use JAKA0KARLAL for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Jammu And Kashmir Bank Limited Lal Chowk Kargil branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and JAKA0KARLAL as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Lal Chowk Kargil Branch, Kargil

Common questions about Jammu And Kashmir Bank Limited Lal Chowk Kargil branch and IFSC JAKA0KARLAL

Location Map & Directions

Nearby Jammu And Kashmir Bank Limited Branches in Kargil

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.