Question 1

Is JAKA0GOWHAR the correct code for Gowharpora branch?

Accepted Answer

Gowharpora branch of Jammu And Kashmir Bank Limited, located in Budgam, Jammu And Kashmir, uses the IFSC code JAKA0GOWHAR. Operating in Budgam, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How to send money to JAKA0GOWHAR account holders?

Accepted Answer

The Gowharpora branch supports digital payment systems using IFSC JAKA0GOWHAR for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Jammu And Kashmir Bank Limited branches in Budgam at Jammu And Kashmir Bank Limited Budgam directory.

Question 3

Are there other Jammu And Kashmir Bank Limited branches near Gowharpora in Budgam?

Accepted Answer

Besides Gowharpora, Jammu And Kashmir Bank Limited has 5 other branches serving Budgam. For added convenience, consider Chrar I Sharief, Arizal, Beerwah as alternative service points in Budgam district. View the complete list of Jammu And Kashmir Bank Limited branches in Budgam with addresses and IFSC codes.

Question 4

Does Gowharpora offer online banking facilities?

Accepted Answer

The Jammu And Kashmir Bank Limited branch at Gowharpora provides account opening, fund transfers, cheque services, locker facilities, and financial advisory. With IFSC JAKA0GOWHAR, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 5

When should I use MICR code instead of IFSC for Gowharpora?

Accepted Answer

Jammu And Kashmir Bank Limited Gowharpora uses MICR code 190051088 for cheque clearing operations. Both codes serve distinct purposes: IFSC JAKA0GOWHAR for online transfers and MICR 190051088 for cheque reconciliation at Budgam clearing house. You'll find the MICR code printed at the bottom of cheques issued by Gowharpora.

Question 6

How do I ensure I'm using the correct IFSC for Gowharpora?

Accepted Answer

Before transferring funds, cross-check that IFSC JAKA0GOWHAR corresponds to Jammu And Kashmir Bank Limited Gowharpora in Budgam. Branch details including IFSC JAKA0GOWHAR were last synchronized with RBI data on February 2026. For real-time verification, contact Jammu And Kashmir Bank Limited customer care or visit the branch at Budgam.

JAKA0GOWHAR - Gowharpora Jammu And Kashmir Bank Limited IFSC Code Budgam

Full Branch Details for JAKA0GOWHAR

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use JAKA0GOWHAR for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Gowharpora Branch, Budgam

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Nearby Jammu And Kashmir Bank Limited Branches in Budgam

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