RBI Verified • Updated 26 February 2026

JAKA0ASHMUJ - Ashmuji Jammu And Kashmir Bank Limited IFSC Code Kulgam

Kulgam, Jammu And Kashmir

J

Full Branch Details for JAKA0ASHMUJ

JAKA0ASHMUJ

For NEFT, RTGS & IMPS transactions

IFSC Format Breakdown

JAKA - Bank Code

0 - Reserved (0)

ASHMUJ - Branch Code

192051303

For cheque clearing (printed on cheques)

MICR Code Details

192 - City Code

051 - Bank Code

303 - Branch Code

Branch Contact & Location Details

Full Address
Ashmuji,DistrictKulgam - 192231Jammu And Kashmir
Contact Number193-8803061378
Working Hours

Mon-Fri: 10:00 AM - 4:00 PM

Sat: 10:00 AM - 1:00 PM (1st, 3rd, 5th only)

Closed on 2nd & 4th Saturdays, Sundays & bank holidays

How to Use JAKA0ASHMUJ for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Use this IFSC code when transferring money to any account at Jammu And Kashmir Bank Limited Ashmuji branch. Here's how different transfer methods work:

💸
NEFT
  • Timing: 24x7 Available
  • Limit: No minimum or maximum limit
  • Charges: ₹0-25 based on amount
RTGS
  • Timing: 24x7 Available
  • Limit: Min ₹2 Lakhs
  • Charges: ₹25-55 based on amount
🚀
IMPS
  • Timing: Instant (24x7)
  • Limit: Max ₹5 Lakhs per transaction
  • Charges: ₹0-15 based on bank

Step-by-Step: How to Transfer Money Using This IFSC Code

  1. 1Log in to your bank's net banking or mobile banking app
  2. 2Go to "Add Beneficiary" or "Manage Payee" section
  3. 3Enter beneficiary's account number and JAKA0ASHMUJ as IFSC code
  4. 4Verify details and complete beneficiary activation (usually instant or 30 minutes)
  5. 5Select NEFT/RTGS/IMPS, enter amount, and confirm the transfer

Frequently Asked Questions – Ashmuji Branch, Kulgam

Common questions about Jammu And Kashmir Bank Limited Ashmuji branch and IFSC JAKA0ASHMUJ

Location Map & Directions

Nearby Jammu And Kashmir Bank Limited Branches in Kulgam

More branches in the same city

Need Help?

Learn more about IFSC codes, NEFT/RTGS transfers, and banking in our detailed guides.