Question 1

How can I verify the IFSC code of Indian Overseas Bank Hamirpur branch?

Accepted Answer

IFSC IOBA0003987 identifies the Indian Overseas Bank branch at Hamirpur in Hamirpur, Hamirpur district. This branch serves customers in Hamirpur and surrounding areas of Hamirpur district. Always verify the IFSC IOBA0003987 before initiating online transactions to ensure funds reach the correct branch.

Question 2

What payment methods work with Hamirpur IFSC code?

Accepted Answer

To send money to Indian Overseas Bank Hamirpur, use IFSC IOBA0003987 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Hamirpur, visit our district branch locator.

Question 3

What types of accounts can I open at Hamirpur?

Accepted Answer

Customers at Hamirpur can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

How do I use the MICR code 177020003 for cheque clearing?

Accepted Answer

For cheque-based transactions at Hamirpur, the MICR code is 177020003. While IFSC IOBA0003987 is used for electronic fund transfers, the MICR code 177020003 appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0003987; reserve MICR for physical cheque instruments only.

Question 5

Is the IFSC code IOBA0003987 still active and operational?

Accepted Answer

Always validate IFSC code IOBA0003987 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0003987 - Hamirpur Indian Overseas Bank IFSC Code Hamirpur

Full Branch Details for IOBA0003987

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003987 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Hamirpur Branch, Hamirpur

Location Map & Directions

Nearby Indian Overseas Bank Branches in Hamirpur

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