Question 1

What is the IFSC code for Ring Road Vizianagaram, Vizianagaram?

Accepted Answer

The IFSC code for Indian Overseas Bank Ring Road Vizianagaram branch in Vizianagaram is IOBA0003940. The branch is strategically located to serve the Vizianagaram region within Andhra Pradesh. For accurate fund routing, ensure you use IFSC IOBA0003940 in all your transaction forms.

Question 2

How do I transfer money to Indian Overseas Bank Ring Road Vizianagaram using NEFT?

Accepted Answer

Yes, you can use IFSC code IOBA0003940 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Ring Road Vizianagaram. All modern payment methods are supported, ensuring quick and secure fund transfers to Vizianagaram-based accounts. Find all Indian Overseas Bank branches across Andhra Pradesh in our state-wise directory.

Question 3

Is Ring Road Vizianagaram a full-service banking branch?

Accepted Answer

Ring Road Vizianagaram offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

What is the MICR code for Ring Road Vizianagaram?

Accepted Answer

The MICR code for Ring Road Vizianagaram is 535020005, which is used for automated cheque processing. The 9-digit MICR code 535020005 facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0003940. Banks use MICR 535020005 to authenticate and process cheques drawn on Ring Road Vizianagaram efficiently.

Question 5

What information should I verify for IOBA0003940 before making a payment?

Accepted Answer

To confirm Ring Road Vizianagaram branch details, verify the IFSC IOBA0003940 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Vizianagaram banking community.

IOBA0003940 - Ring Road Vizianagaram Indian Overseas Bank IFSC Code Vizianagaram

Full Branch Details for IOBA0003940

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003940 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ring Road Vizianagaram Branch, Vizianagaram

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Nearby Indian Overseas Bank Branches in Vizianagaram

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