Question 1

What is the IFSC code for Malda Jhaljhalia, Malda?

Accepted Answer

IFSC IOBA0003648 identifies the Indian Overseas Bank branch at Malda Jhaljhalia in Malda, Maldah district. This branch serves customers in Malda and surrounding areas of Maldah district. Always verify the IFSC IOBA0003648 before initiating online transactions to ensure funds reach the correct branch.

Question 2

How do I transfer money to Indian Overseas Bank Malda Jhaljhalia using NEFT?

Accepted Answer

To send money to Indian Overseas Bank Malda Jhaljhalia, use IFSC IOBA0003648 in your NEFT, RTGS, and IMPS transaction form. This branch participates in the National Electronic Funds Transfer system, enabling 24/7 online transactions. For other branches in Maldah, visit our district branch locator.

Question 3

Is Malda Jhaljhalia a full-service banking branch?

Accepted Answer

Customers at Malda Jhaljhalia can access savings and current accounts, fixed deposits, loan services, and digital banking facilities. This full-service branch is equipped with modern banking infrastructure and trained staff to assist with all your financial needs. For specific product inquiries, contact the branch directly or explore digital banking options.

Question 4

What is the MICR code for Malda Jhaljhalia?

Accepted Answer

For cheque-based transactions at Malda Jhaljhalia, the MICR code is WAITING. While IFSC IOBA0003648 is used for electronic fund transfers, the MICR code WAITING appears on cheque leaves for magnetic character recognition. For digital transactions, always use IFSC IOBA0003648; reserve MICR for physical cheque instruments only.

Question 5

What information should I verify for IOBA0003648 before making a payment?

Accepted Answer

Always validate IFSC code IOBA0003648 through official Indian Overseas Bank channels or RBI-authorized directories before transactions. Our database is sourced from Reserve Bank of India records and was last updated on February 2026, ensuring accuracy and reliability. You can also verify through Indian Overseas Bank's official website or mobile banking app before initiating transactions.

IOBA0003648 - Malda Jhaljhalia Indian Overseas Bank IFSC Code Malda

Full Branch Details for IOBA0003648

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003648 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Malda Jhaljhalia Branch, Malda

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