Question 1

How can I verify the IFSC code of Indian Overseas Bank Ner branch?

Accepted Answer

The IFSC code for Indian Overseas Bank Ner branch in Mandi is IOBA0003639. The branch is strategically located to serve the Mandi region within Himachal Pradesh. For accurate fund routing, ensure you use IFSC IOBA0003639 in all your transaction forms.

Question 2

What payment methods work with Ner IFSC code?

Accepted Answer

Yes, you can use IFSC code IOBA0003639 for NEFT, RTGS, and IMPS to transfer funds to accounts held at Ner. All modern payment methods are supported, ensuring quick and secure fund transfers to Mandi-based accounts. Find all Indian Overseas Bank branches across Himachal Pradesh in our state-wise directory.

Question 3

What types of accounts can I open at Ner?

Accepted Answer

Ner offers a comprehensive range of banking services including savings and current accounts, fixed deposits, loan services, and digital banking facilities. The branch maintains extended customer service hours and digital banking facilities for 24/7 account access. The branch staff can guide you through account setup, loan applications, and investment planning.

Question 4

How do I use the MICR code WAITING for cheque clearing?

Accepted Answer

The MICR code for Ner is WAITING, which is used for automated cheque processing. The 9-digit MICR code WAITING facilitates faster cheque processing through the National Clearing Centre, complementing the IFSC IOBA0003639. Banks use MICR WAITING to authenticate and process cheques drawn on Ner efficiently.

Question 5

Is the IFSC code IOBA0003639 still active and operational?

Accepted Answer

To confirm Ner branch details, verify the IFSC IOBA0003639 matches your bank passbook or official statement. This information was verified against RBI's official IFSC database on February 2026 to maintain data integrity. If you notice any discrepancies, please report them to ensure data accuracy for the Mandi banking community.

IOBA0003639 - Ner Indian Overseas Bank IFSC Code Mandi

Full Branch Details for IOBA0003639

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003639 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ner Branch, Mandi

Location Map & Directions

Nearby Indian Overseas Bank Branches in Mandi

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