Question 1

What is the IFSC code for Ghodapada, Balasore?

Accepted Answer

Ghodapada branch of Indian Overseas Bank, located in Balasore, Odisha, uses the IFSC code IOBA0003515. Operating in Balasore, this branch provides comprehensive banking services to local residents and businesses. Use this IFSC code when setting up fund transfers, bill payments, or linking accounts to digital wallets.

Question 2

How do I transfer money to Indian Overseas Bank Ghodapada using NEFT?

Accepted Answer

The Ghodapada branch supports NEFT, RTGS, and IMPS using IFSC IOBA0003515 for seamless money transfers. The branch infrastructure supports real-time payment processing for immediate credit to beneficiary accounts. Explore more Indian Overseas Bank branches in Balasore at Indian Overseas Bank Balasore directory.

Question 3

Is Ghodapada a full-service banking branch?

Accepted Answer

The Indian Overseas Bank branch at Ghodapada provides savings and current accounts, fixed deposits, loan services, and digital banking facilities. With IFSC IOBA0003515, this branch integrates seamlessly with online banking platforms and mobile apps. Visit during business hours or use the branch's online banking portal for round-the-clock convenience.

Question 4

What is the MICR code for Ghodapada?

Accepted Answer

Indian Overseas Bank Ghodapada uses MICR code WAITING for cheque clearing operations. Both codes serve distinct purposes: IFSC IOBA0003515 for online transfers and MICR WAITING for cheque reconciliation at Balasore clearing house. You'll find the MICR code printed at the bottom of cheques issued by Ghodapada.

Question 5

What information should I verify for IOBA0003515 before making a payment?

Accepted Answer

Before transferring funds, cross-check that IFSC IOBA0003515 corresponds to Indian Overseas Bank Ghodapada in Balasore. Branch details including IFSC IOBA0003515 were last synchronized with RBI data on February 2026. For real-time verification, contact Indian Overseas Bank customer care or visit the branch at Balasore.

IOBA0003515 - Ghodapada Indian Overseas Bank IFSC Code Balasore

Full Branch Details for IOBA0003515

IFSC Format Breakdown

MICR Code Details

Branch Contact & Location Details

How to Use IOBA0003515 for Bank Transfers (NEFT/RTGS/IMPS/UPI)

Step-by-Step: How to Transfer Money Using This IFSC Code

Frequently Asked Questions – Ghodapada Branch, Balasore

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Nearby Indian Overseas Bank Branches in Balasore

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